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How do you find out if you owe any credit cards banks loans department store cards and any other debts?
Wiki User
∙ 13y ago
The best way to determine what outstanding debt one has is to review credit reports from all three (3) credit reporting agencies.
Everyone is entitled to one (1) free report per agency per year (at the website www.annualcreditreport.com, managed for the three agencies).
Everyone is also entitled to a free credit report if they have been denied credit (one must ask to get the credit report).
Wiki User
∙ 13y ago
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Can a bank close your account after bankruptcy if you never bounced checks and have no line of credit with them?
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
Does having multiple credit cards hurt your credit score?
Having the cards does not. Having large debts on them does.
What is the meaning of credit cards for people with poor credit?
The meaning of credit cards for people with poor credit refers to credit cards that are approved to people that have had financial problems or debts in the past. They usually allow one to rebuild their credit score.
Is it possible to just declare bankruptcy on credit cards?
You can declare bankruptcy due to credit card debts, yes.
Credit card debts in estate?
The estate has to pay all of the debts, including credit cards, if possible. If the estate doesn't have the assets to do so, they distribute as best they can. If the court signs off on the distribution, the debts are ended.
Can a bank close your account after bankruptcy if you never bounced checks and have no line of credit with them?
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
Does having multiple credit cards hurt your credit score?
Having the cards does not. Having large debts on them does.
Can MN garnish wages from credit cards sent to a lawyer?
Credit Cards cannot be garnished. If there are credit card debts, the wages can be garnished regardless of the location of the cards.
Which debts should be paid off first?
For consumer debts, credit cards. Highest interest.
What kind of bankruptcy is it called when you only include credit cards?
Chapter 7. The credit cards would be unsecured debts.
Should I consolidate my high interest credit cards into a personal loan from my credit union?
A personal loan can be used to consolidate debt and repay multiple debts such as balance transfer credit cards to find the best option for you. It can also be expensive especially if some of your debts have a high interest rate. Personal loans can come from banks, credit unions or online lenders. affordabledebtconsolidation.
What is the meaning of credit cards for people with poor credit?
The meaning of credit cards for people with poor credit refers to credit cards that are approved to people that have had financial problems or debts in the past. They usually allow one to rebuild their credit score.
What does it mean when it says written off credit cards?
The debts have been discharged.
Does my husband's student loan die with him?
Yes. The banks and credit cards would like all of us to think we have to pay back loans and debts of our parents or spouses, but that is not true. We don't have to pay them.
Is it possible to just declare bankruptcy on credit cards?
You can declare bankruptcy due to credit card debts, yes.
Credit card debts in estate?
The estate has to pay all of the debts, including credit cards, if possible. If the estate doesn't have the assets to do so, they distribute as best they can. If the court signs off on the distribution, the debts are ended.
How does the consolidation of credit card debts work?
Credit card consolidation works by putting all the debts from your credit card into one debt. This makes it easier to keep track of your debts and can often give a lower interest rate than having different debts for different cards.
