One can find out if they are eligible for the Federal Pell Grant through submitting the FAFSA (Free Application for Federal Student Aid). The FAFSA will determine the estimated family contribution, and depending on that number, one may be eligible for a variety of government aid, including the Federal Pell Grant.
The best way to find out if you qualify is to look on the internet for grants and check the websites for requirements. If you meet all the requirements it states, or if the site doesn't state requirements, go ahead and apply. It is better to apply for as many grants as you can rather than only a select few, as there is lots of competition for grants.
You should check with your states department of education, as they often have programs to assist you. You should also talk to your school's financial counselor, who would be able to assist you to find private sources of funding as well as public.
First, fill out the FAFSA form, then check with your state's Higher Education Committee. Also check with the Financial Aid Office of the schools to which you are applying (or interested in).
College scholarships can be obtained by downloading the information from each college website. The documents in regards to personal finances will be reviewed once the application is complete.
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Student specific
I am a mature student (UK) and I have exactly the same entitlements as regular students.
In order to apply for a Federal Pell Grant (formerly called Basic Educational Opportunity Grants) you will need to fill out a free application for Federal Student Aid from the US Department of Education.
No, they are not taxed.
No
No, grant money is free money. You do not need to repay it.