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How do you get a credit card if you have no credit and your young?
Wiki User
∙ 14y ago
I recommend going through your local bank or credit union, not a big name card carrier like AmEx. They're usually more lenient. Credit Unions are my personal reccomendation. No matter where you go, speak to a live person face to face about what you want and why you want it. They'll help walk you through the application and approval process. Also, don't get a huge line of credit. Even if you think you're responsible, carrying plastic is a whole new experience. Give yourself a year or so to really learn how to use it like an adult. Start small, give yourself some limits, before you go for a large loan.
Wiki User
∙ 14y ago
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What is total credit card debt?
Total credit card debt currently amounts to about 962 billion dollars. The average credit card debt per owning household is 14,750 dollars. Approximately 609.8 million credit cards are currently in USA, with credit card users having an average of 3.5 cards each. Young people have credit card balance well below the average. While 25 to 34 years old manage to cut their credit card debt, they still average over $5,000 in credit card debt.
What is the difference between a student credit card and a regular credit card?
Assuming the student credit card is a standard issue bank credit card and not issued solely through the school, there is no difference. A credit card company might advertise to student with special introductory rates or with a spin that targets that demographic, but in the end a credit card is a credit card. Incidentally, credit card debt among college students is the fasted growing segment of debt. Credit card companies aggressively seek students who are too young or inexperienced to realize that once introductory specials have expired and the "freedom" of buying pizza on credit has worn off, they're responsible for large sums of money that accrue interest.
How can a teen get a credit card with no credit?
a prepaid credit card
Can credit card images be personalized?
Credit card images can be personalized depending on your credit card issuer. Most credit card issuers offer a service for credit card personalization for a fee.
What is a secured credit card?
a credit card that is secured by a deposit of your own money
Can you get a credit card at age 17?
No! They're too young just yet!
What is total credit card debt?
Total credit card debt currently amounts to about 962 billion dollars. The average credit card debt per owning household is 14,750 dollars. Approximately 609.8 million credit cards are currently in USA, with credit card users having an average of 3.5 cards each. Young people have credit card balance well below the average. While 25 to 34 years old manage to cut their credit card debt, they still average over $5,000 in credit card debt.
What is the difference between a student credit card and a regular credit card?
Assuming the student credit card is a standard issue bank credit card and not issued solely through the school, there is no difference. A credit card company might advertise to student with special introductory rates or with a spin that targets that demographic, but in the end a credit card is a credit card. Incidentally, credit card debt among college students is the fasted growing segment of debt. Credit card companies aggressively seek students who are too young or inexperienced to realize that once introductory specials have expired and the "freedom" of buying pizza on credit has worn off, they're responsible for large sums of money that accrue interest.
How can a teen get a credit card with no credit?
a prepaid credit card
What is credit card pos?
credit card pos = credit card point of sale.
Can credit card images be personalized?
Credit card images can be personalized depending on your credit card issuer. Most credit card issuers offer a service for credit card personalization for a fee.
What is a secured credit card?
a credit card that is secured by a deposit of your own money
What kind of credit cards does First PREMIER Bank offer?
First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.
Is credit card specific noun?
No, credit card is not a specific noun. A store credit card or bank credit card are specific; Macy's Card or Master Card are more specific nouns.
Where to pay goodys credit card online?
goodys credit card,is it a credit card are a line of credit at there department store
Where would I get information on applying for a platinum credit card?
A platinum credit card is a credit card which usually has a higher than usual credit limit. Also it has more advantages than a standard credit card or a gold credit card.
Why should parents take away the credit card from children?
A person should only need a credit card if they spend large amounts of money (i.e., +$100) on a regular basis. For example, if a 35-year-old mother goes food shopping every Saturday, it is very inconvenient to carry +$300 in cash everywhere. There is risk of having it stolen or lost, and it is more secure to use a credit card. For parents, the credit card is an almost necessary part of life. But for children and young teens, who do not spend money on food, electricity bills, car insurance, etc., there really is no need to have a credit card. Credit card debt is also another issue. Adults know that if they get into credit card debt, they will have nobody to bail them out. But children and young teens still need care from their parents. They know or assume that if they get into a fix, their parents will get them out. And who pays the overdue bills? Parents. Children and young teens are not responsible enough with money to have an infinite amount at their disposal that they have to pay later. Adults use credit cards on a daily basis, but children and young teens do not.
