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You can contact the lender and ask to have the late payment removed. They might remove it if you have had a good payment history in the past with them. You could also negotiate to pay off the balance to have it removed.

You can send dispute letters to the credit bureaus asking for verification on the account. If the account is not verified with in 30 to 45 days it must be removed.

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Q: How do you get a lender to remove late payments from your credit report?
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If your auto loan hasn't been updated on your credit score since Oct 2006 and you have made six payments that have yet to show up does this affect your credit if all payments are made on time?

if your payments are made on time, and your lender reports to credit bureau, your credit score might decrease, because your lender didn't report your auto loan. however, once report is made by your lender, following month your credit score will jump a little.


If you paid all the fees to get your car back and have continued to pay your payments on time will your credit report still have the repo on it?

It will remain on your CR for 7 yrs. Unless you can get the LENDER to remove it.


How long takes to affect your credit the late payments on your house?

The lender is likely to report this to the credit reference agencies within a week of the default


Does the lender of a second mortgage have any recourse if the payments become late?

Yes, they will report the late payments to the credit bureaus which will damage your credit score, and if enough payments are missed can commence a foreclosure action on the property.


Is there any way to remove 4-year old late payments from your credit report?

AnswerLate payments can only be removed by the creditor who placed them on there or the credit bureau reporting them. You can contact the creditor and based on goodwill or negotiated a payment, they will sometimes remove the late payments. You can ask for verification from the credit bureaus on them and if they aren't verified with in 30 days, they must be removed from your credit report.


How often will a lender of a car loan check your credit report if all payments are made on each month?

While you are meeting the terms of the loan contract and making all the payments required on time, the lender will not see that there is any problem with your loan.


Do you get a copy of your credit report if is run by a lender?

They are not obligated to give you a copy of a credit report.


How can you remove a late fee from your credit report if you are caught up with your payments?

Your creditor and the credit bureau are the only ones that can remove late payments. Try contacting your creditor and see if they will do it under goodwill, they sometimes will. You can also dispute it to the credit bureaus and see if they will remove it that way.


How does a lender use a credit report?

A lender will request a credit report from one of three credit reporting bureaus. This report will give the lender an idea about how likely you are to repay a loan on time and in full. The better your credit report, the more likely you are to repay the loan in full on time and (in general) the lower an interest rate you will be offered.


How can you increase your credit score do to late payments?

Yes, you can increase your credit score by removing late payments from your credit report. You can either contact the creditor that placed the late payments and ask on good faith to have them removed. Some creditors will remove them if it is a one time occurrence, but most won't. You can also dispute the late payments to the credit bureaus. Depending on how old the are and how severe, they can come off your credit report. This will most likely remove the whole account thought, but 1 late payments is worse than all the good credit you can get from a good payment history.


Can a lender disclose my credit report to my spouse with out my approval?

No.


Which of the following can be a reason for a lender to deny credit?

negative information in your credit report