No. Not if you have the cash.
You can apply for a new auto loan through your personal bank or the dealership that you buy your car through.
You do not need to actually purchase a calculator for auto loans. Most often the dealership you are buying the vehicle from, or the bank you are getting the loan from, will have an auto loan calculator. The calculator will tell you the amount your payment will be for the duration of your auto loan. These can also be found online and are usually free.
Any loan means you've asked for money-on-credit from a lender. An auto loan money-on-credit from a lender, usually a bank, credit bureau, or dealership, given specifically to buy a car, and typically to buy a certain car that you've already picked out before the loan was approved.
First start with a local car dealership. If that doesn't work then try your local bank, especially if you've had a long relationship with them. You can also try a buy here pay here dealership.
Purchasing a car on a loan through a bank or dealership is commonly referred to as "auto financing" or "car financing." This process involves borrowing money to buy the vehicle, which is then paid back over time with interest. The loan can be secured through a financial institution or directly through the dealership, often with various payment plans available.
Do not lie. If you lie you might get the loan. If you do not lie, you most likely will not get the loan.
Only the dealership can tell you why they have made this requirement.
No the car is security for the loan.
It really doesn't matter where you get your loan. You should look at the bottom line, the rate.
You can try the dealership directly. Sometimes, the dealership may be more apt to give a loan if you are buying a car from them. If you do not have an established account in good standing with they may be reluctant to give you a loan.
An auto loan can be found in a few places. Any bank can provide you an auto loan, also a person can get an auto loan through the car dealership the person is buying the car from.
An auto parts store or a dealership can help you.