It really doesn't matter where you get your loan. You should look at the bottom line, the rate.
You can apply for a new auto loan through your personal bank or the dealership that you buy your car through.
No. Not if you have the cash.
Purchasing a car on a loan through a bank or dealership is commonly referred to as "auto financing" or "car financing." This process involves borrowing money to buy the vehicle, which is then paid back over time with interest. The loan can be secured through a financial institution or directly through the dealership, often with various payment plans available.
An auto loan can be found in a few places. Any bank can provide you an auto loan, also a person can get an auto loan through the car dealership the person is buying the car from.
Auto financing is a type of loan. An automobile loan company or bank will lend the individual money, directly to the car company, to finance the purchase of the vehicle. The individual then pays the loan, plus interest, directly to the car company. Many dealerships have financial services on site so that the buyer may get the loan through one of dealership's partner companies. The loan is never directly given to the individual. It is given to the dealership. All payments are then made directly to the dealership or the financing agency.
In order to refinance an auto loan, one would most likely have to either go to the dealership where the car was purchased or call the bank that the loan is through.
Do not lie. If you lie you might get the loan. If you do not lie, you most likely will not get the loan.
Only the dealership can tell you why they have made this requirement.
You can try the dealership directly. Sometimes, the dealership may be more apt to give a loan if you are buying a car from them. If you do not have an established account in good standing with they may be reluctant to give you a loan.
You may be able to receive an auto loan through a bank or savings. The government may not provide you with an auto loan.
You do not need to actually purchase a calculator for auto loans. Most often the dealership you are buying the vehicle from, or the bank you are getting the loan from, will have an auto loan calculator. The calculator will tell you the amount your payment will be for the duration of your auto loan. These can also be found online and are usually free.
You can refinance an auto loan at any place you can get an auto loan. It may be best to use an agency in which you have already gotten a loan through before.