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A person with 'less than perfect credit' can try to obtain a secured credit card. These cards can come with a couple of hundred dollars in fees but can help re-establish credit.

Time is a big factor in re-establishing credit.

If your initial application is denied, wait 6 months and try again. Remember that every credit card application can decrease your credit score so choose wisely.

Once accepted, use the credit card sparingly [charge small amounts] and repay the balance in full each month. This will help in creating a good repayment history.

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โˆ™ 2013-10-04 01:51:54
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Q: How do you get a loan with bad credit?
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Related questions

Where can you get a bad credit loan?

Yes, you can get Bad Credit Loan.


What bank you can go to get a bad credit loan you and your wife have bad credit?

Yes, you can get Bad Credit Loan.


Is it good to have a loan when you have bad credit?

It will be hard to get a loan when you have bad credit. However, if you already have a loan and have bad credit on other things such as credit cards, then keeping your payments current on your loan can help improve your bad credit over time.


Get bad credit loan in Ontario?

Yes, you can get Bad Credit Loan.


How can one get an unsecured loan with a bad credit?

According to the "Money" website, there are a comparison of unsecured loan with a bad credit. For example 'UK Credit', with a minimum loan of 1,000 British pound and a maximum loan of 5,000 British pound. The credit is considered a bad credit due to high interest rates, beware of the bad credit.


Where can I find a bad credit home loan?

You can find a bad credit home loan at homecredit.com


Is it possible to get a loan with bad credit?

Some agencies will accept high risk people with bad credit to receive a loan. It is still possible to receive a loan despite having bad credit.


How does one receive bad credit for a bank loan?

One generally doesn't receive bad credit for getting a bank loan. A bank loan can be denied though, if one has bad credit. Bad credit can occur if one does not pay credit card bills on time.


Where can one find an equity loan for bad credit?

One can find an equity loan for bad credit in a wide variety of places. An equity loan for bad credit can be attained at a local bank or visiting sites such as Alpine Credit.


What are the downsides of a bad credit loan?

It depends on how desperately you need the loan. If you are desperate for the loan, then you should take the bad credit loan, as it may be your only option. However, if you can, it is better to slowly rebuild your credit.


What are the qualifications for one to obtain a tenants loan with bad credit?

The main qualifications for obtaining tenant loan with bad credit is to have bad credit in the first place. One can improve later from this by fixing their credit as they accept and pay off the loan.


What are two companies that will offer a personal loan to someone with bad credit?

Two companies that will offer a personal loan to someone with bad credit are United Lending Services and Cash Loan City. It is easier for someone with bad credit to get a personal loan from Credit Unions than from banks.


Can I get a mortgage with bad credit?

It is possible to get a mortgage loan with bad credit but you will have to pay a lot higher interest rate and the loan amount will be lower. You can go to HUD and talk to a counselor about securing a mortgage loan with bad credit. There are a few different options for people with bad credit.


What is the APR for a bad credit loan?

If a customer's credit is really bad, then they may not be able to get a loan. If a customer's credit rating is poor, they may be able to get a loan at an APR of 12% - 15%.


Can you get an unsecured loan with bad credit?

It is very difficult to get an unsecured loan with bad credit. This is because of the nature of the loan. When a person gets an unsecured loan, it means there is no collateral to back the loan up with.


How can one get a loan with bad credit?

There is still a way for those with bad credit to get a loan. Credit unions are more open to offer you a loan because they are willing to look at you more personally compared to just viewing your credit score and loan application.


Have bad credit no account but i have a credit card prepay have a job need a loan today what i need to have to receive one?

Yes, you can get Bad Credit Loan.


How get a loan with a bank with bad credit?

The only way one with bad credit get a loan from a bank is to use a co-signer who has a stronger credit profile.


Where online can someone apply for a fast credit loan if they have bad credit?

There are several places to apply for a fast credit loan if one has bad credit. These include payday loan companies such as Wonga, Quickquid and Norton Finance.


where do I get a business loan with bad credit for 40,000-50,000?

acquring a business loan for a bad credit is not easy unfortunately for young bussiness bad credit is a comman plight.but try in all banks and finanaces you may get loan if you have luck you will get it.


Are there penalties for prepaying a bad credit auto loan?

There are no penalties for prepaying a bad credit auto loan. It is beneficial to pay off the loan sooner or on time.


Is it hard to get a loan modification with bad credit?

It is the most difficult to get a loan modification with bad credit. Though not impossible, since many lending groups would rather loan to someone with bad credit because the interest that person will have to pay the loan company is going to be very high. Asking for a loan modification in the first place is a sign to creditors that they have bad credit and are trying to fix it.


You Can Get a Loan With Bad Credit?

If you are looking for a loan and you have bad credit, you may be out of luck with your local bank. Luckily, a bad credit loan can be yours if you know where to apply, and online services are your best bet. Are you 18 years old, employed, making at least $800 a month, and have a checking account? If you can answer yes, you will almost always be eligible for a bad credit loan. No credit checks are performed when applying for a loan, so no matter what is in your past, it will not count towards your loan application.


Could I get I student loan if I have bad credit?

It is possible to get a student loan if you have bad credit, and it might be one of the few loans you can get fairly easily despite bad credit ratings. Beware though of companies trying to sell you bad, overpriced loan products.


How would you get a bad credit auto loan in Saskatchewan?

You can apply for a bad credit auto loan at a dealership with a special finance department or a reputable on-line lender. Be prepared to pay a higher interest rate due to your bad credit. But pay on time and use your bad credit auto loan as a means to start rebuilding your credit.