The letter from the insurer should tell you the reason for their refusing to offer you plan. If the letter is not clear about this, you should call the insurance agent who helped you apply. If that doesn't get you enough information, contact your state's insurance regulator. Most states help consumers understand these letters, and will help you get a clear answer from the insurer.
In 2014, insurers will not be able to reject customers.
Depends on type of coverage, but it is possible to be denied.
In certain situations, yes. Medical coverage is not a guarantee, and insurers can eliminate applicants due to pre-existing conditions.
The insurance companies have certain rules and restrictions. They have the right to refuse policies and coverage to people on certain medication including sleeping pills.
Yes, you can be denied Medicare coverage even if you are a citizen of the United States. Having an income higher than Medicare's current guidelines can disqualify you. There are many other reasons which are all described on the government's Medicare website at medicare.gov.
The client submitted erroneous information on the insurance form, and therefore, was denied coverage.
Yes on Individual plans. Employer Groups have guarantees If you're denied as an Individual there may be a State Risk Pool for you http://www.nahu.org/legislative/HRPs/index.cfm
State laws may vary but generally yes you can.
If they denied that claim for cause, such as fraud, then there is nothing you can do. If they did not have cause, you can try contacting the department of insurance in your state. That is of course, as long as you had comphrensive coverage on the policy. If you did not have coverage, they do not have to pay for anything.
I don't think mental health prevents you from obtaining or increasing home owners insurance. I have never heard of this happening and it seems like it would be unfair.
Presumably they don't wish to cover this to save money, or they have been denied the right to show this.
No becuase she is not a legal citizen
The consequences for lying on a life insurance form can be denial of coverage, and the worst part is: you won't be around to defend yourself. Err on the side of caution when filling out life insurance forms, and always be honest and direct. Although it's possible your answer may result in you being denied coverage, it may not. You may qualify for a slightly more expensive plan, or have to waive certain coverage events. Either is far better than having coverage denied after you pass away if your misrepresentation is discovered, and you won't spend years paying premiums you won't benefit from.