You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
Accident prone drivers who get into more accidents than the typical person cost the insurance company more money. Thus insurance companies charge higher insurance policy premiums to reflect this increased risk to them. You may also consider taking some safe drivers educational courses as well.
True
Yes.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Driving is considered a privilege and not a right. Because it is a privilege drivers are required to prove they are financially responsible. Mandatory auto insurance is proof that drivers are financially responsible to cover damages or injuries in the event of an accident. Because most drivers cannot reasonably pay for the cost of repairs and medical bills they cause in an at fault accident, states require auto insurance to protect both third party drivers and the policyholder.
Allstate still offers good rates even if you have had an accident.
In the United States of America, all states do not require drivers to have auto insurance, however the drivers are still fully financially obligated to pay for any damages in an event of an accident.
Allied Auto Insurance provides several insurance packages to customers, including accident forgiveness and personal injury coverage upgrades. Allied Auto insurance also offers discounted insurance to safe drivers.
No, in fact it is a habit by some couples (when one is accident prone, etc).
Auto insurance quotes for Georgia do not seem to differ much from other states. It all depends on your zipcode and if you live in an accident prone area.
Auto insurance.