True
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.
Sometimes a deductible will cover a hit and run accident if the driver does not have the license plate number. More often than not, they will not cover the accident because there is no proof of the accident.
Depends on the insurance company. There are companies that will insure unlicensed drivers.
It all depends on her insurance cover
Yes in the UK but you must have usual insurance cover etc.
NO! Driving on a revoked license is deliberat act, providing that you knew you are not supposed to drive.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.