Sometimes a deductible will cover a hit and run accident if the driver does not have the license plate number. More often than not, they will not cover the accident because there is no proof of the accident.
True
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
It all depends on her insurance cover
NO! Driving on a revoked license is deliberat act, providing that you knew you are not supposed to drive.
The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
it's Barclays (apparently) trying to sell Personal Accident Cover insurance.
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.