Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
Insurance money is paid when you make a valid claim against the policy and can prove why the situation falls under the terms of the policy---whether it is Life Insurance, Car Insurance, Accident Insurance, Travel Insurance, etc. Call the Insurance Company for exact details.
I HAVE 6 POLICIES THAT I AM THINKING ABOUT CASHING IN. I WAS JUST WONDERING
Teens are new to the road so insurance companies believe that teens are more likely to be in a traffic accident/collision due to being unexperienced.
The definition of leaving the scene of an accident is a person who flees an accident after being part of it. They drive off without giving insurance information or waiting for the police to arrive at the scene.
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.
Do not leave the scene. Call the police immediately!! After which you would contact your insurance company. Leaving the scene of an accident is a felony in most state in the US. It is known as "Hit and run", or "leaving the scene of an accident."
Do not leave the scene. Call the police immediately!! After which you would contact your insurance company. Leaving the scene of an accident is a felony in most state in the US. It is known as "Hit and run", or "leaving the scene of an accident."
The kind that's probably about to go up
yes,
If they left the scene of the accident, then you don't have their name either ... need to have a name before trying to find out insurance information. Chances are, the person who "hit and run" has no insurance and probably was driving without a license and/or expired car registration. This is why insureds carry uninsured motorist coverage.
they should, as long as you report it soon
No, if you were negligent, and 'at fault' you still are, however, if they leave the scene doesn't sound like you will have to fix their vehicle, but you could still have a 'chargeable' accident on your policy.
No there is no surcharge on a hit and run accident but your deductible still stands. thanks for the question
Just because they left, doesn't automatically make them at fault. The insurance company claims department will make the determination base on the facts of the accident itself, not about what happened afterward.