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Students who plan on majoring in the Culinary Arts while in college realize that the top programs - Johnson & Wales University and the Culinary Institute of America - are the Ivy League equivalents of Harvard and Yale when its comes to food. Award winning chef, Emeril, is a Johnson & Wales graduate while many of the top chefs and foodie specialists in the world have received their schooling from the elite schools and chef programs.

But there is one challenge facing students that can thwart their dreams - top notch training in the culinary arts is expensive and the first job for recent grads typically do not pay all that much. Thus, if you are saddled with a lot of debt upon graduation, you could feel that your education is more of a liability than an asset.

Fortunately, most of the schools will work with their students by crafting a financial aid plan that can reduce their costs significantly. Still, that could leave students responsible for covering thousands of dollars of college costs each year which means that they'll be forced to tap their own limited college funds, take out costly student loans or seek college scholarships, with the latter requiring no repayment for funds awarded.

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