small claims court
Yes, alternatively you could pay for the repairs yourself.
car is broken and needs major repairs but is still financed how do pay for the repairs
Autorepair®
Sure, if you own the car. That means you do not make any payments to someone else. If you make payments, then you don't "own" the car outright, and the money will generally have to be used to pay for the repair or to pay the car off.
In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
As long as it is their fault you can go after their insurance.
You have to go to court and enforce your mechanics lien so you can get the title (hopefully you have their signature authorizing the repairs). Get a lawyer.
The lienholder is under no obligation to pay for repairs - that's on you, as the lessee.
Usually, if you "buy" a car, you pay for it. If someone buys a car and gives it to you as a gift, that's different. If someone agrees to pay for the car through a car loan, but you will drive the car and be responsible for maintenance, repairs and liability, the lender will usually require both names to be on the title. If somehow the lender was not informed about this arrangement, you may have a whole other problem, possibly involving fraud on the lender. Ultimately, the person whose name is on the title owns the car.
yes
The mature thing to do would be to pay for the repairs on their car. If you scratched it with your car, your insurance should pay for the damage, but your rates might go up if you've had another accident recently. If you don't have insurance, you'll have to see if they will let you pay as much as you can until you've paid the total repair bill.