You don't. You're screwed. Welcome to the world.
send letter to the credit reporting agencies . they will have to send letter to the creditors who will have 30 days to respond. if they dont the debt has to be removed from your credit record.
Bad credit reports are those that show negative aspects of your credit history. The types of issues that cause bad credit are missed payments, too much credit, too little income, etc.
There are no quick fixes to improving bad credit reports. The best thing is to slowly rebuild credit by paying bills on time, paying more than the minimum on credit cards, and avoiding common credit traps.
This is a negative criminal or credit record that is available to be pulled by the public, such as a credit report or background check. It usually involves crimes or bad credit.
When this happened to me, I checked with the issuing bank and they told me that there must have been a mistake in the system since these reports are electronically generated. I showed them my receipts and the record was corrected. I suggest that you talk with the agency that issued your credit card and make an account reconciliation to clear your record.
no
you get a bad record on your credit
A short sale will have a detrimental affect on your credit record but not as bad as a foreclosure.
Not all credit reports show this listed out. TransUnion and Expedia show the risk factors involved. Most of the credit reports show the risk factors of what could happen should your idenity be stolen.Identity theft can have bad consequences.
All 5 reports affect your credit. Companies look at the number of negative reports on a persons credit. The number of reports will affect your credit score. Companies do this in order to: a) Get their money b) basically persuade you to pay the balance.
One alternatives available to you when applying for a cash loan when you have a bad credit record is having a co-signer. Also one can get a Peer to Peer loan.
With this economic downfall most people these days have some kind of blemish on their credit record. Some great companies to get bad credit cards from are Capital One and Premier Bank.