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What else can I help you with?
What is the best way to improve bad credit reports?
There are no quick fixes to improving bad credit reports. The best thing is to slowly rebuild credit by paying bills on time, paying more than the minimum on credit cards, and avoiding common credit traps.
How do you get your ex-husbands bad credit record off of your credit reports?
You don't. You're screwed. Welcome to the world.
Are credit reports online reliable?
Credit reports online are reliable. These reports are taken from the same three major credit bureaus that lenders will pull their own reports from.
Do all credit reports show the results and risk factors involved with identity theft?
Not all credit reports show this listed out. TransUnion and Expedia show the risk factors involved. Most of the credit reports show the risk factors of what could happen should your idenity be stolen.Identity theft can have bad consequences.
How do you challenge the reports if you have bad credit?
send letter to the credit reporting agencies . they will have to send letter to the creditors who will have 30 days to respond. if they dont the debt has to be removed from your credit record.
If a credit card was charged off 5 years ago and has since been sold to 4 collection agencies and each has reported it as bad debt do all 5 reports affect your credit or is it seen as one trade line?
All 5 reports affect your credit. Companies look at the number of negative reports on a persons credit. The number of reports will affect your credit score. Companies do this in order to: a) Get their money b) basically persuade you to pay the balance.
What is the government site for free credit reports?
There IS no government site for free credit reports, since credit reports are provided by private firms, NOT by the government.
How many free credit reports are you entitled to in a year?
Each person is eligible for three free credit reports a year. These reports are available from the following credit reports bureaus: Equifax, Experian, and TransUnion.
If you have bad credit but your fiance has good credit how will you be affected when applying for a mortgage loan?
Yes, if both people apply for a joint loan, both credit reports will be used to determine the elgibility of the borrowers.
Where can one get all 3 credit reports at once?
It is possible to obtain all 3 credit reports at once through Equifax. Your three credit bureau reports will include reports from Equifax, Experian, and TransUnion.
How many types of credit reports?
There are three different credit reports. Experian, Equifax, TransUnion
Can you co sign a loan with bad credit?
Most likely the loan company won't accept it because to need a cosigner on a loan means that there is bad credit all ready. Two bad credit reports don't equal one good one. If you have bad credit it isn't a good idea anyway because you could end up with the loan and this will impact your credit report in a negative way.
