If you have a question about the validity of the offer you can contact the department of insurance in your state and ask if they have received any complaints regarding this insurance company. Also, if you have an attorney you can have them review the offer and verify its validity.
It certainly sounds "too good to be true," to be able to blindly purchase life insurance through the mail, without the underwriter reviewing your case. I would be very skeptical of that sort of policy.
On the other hand, even seriously ill people can find affordable life insurance coverage -- for face amounts significantly larger than the $10,000 you cited. The key is finding a knowledgeable broker with experience in placing tough cases.
Contact the state you reside in Insurance regulatory agency
Initially, you should contact the insurance regulatory authority of your state to confirm that the insurer is authorized to transact business in the state. If it is, and if you are interested in the offer, it is important that you request a a complete summary of material provisions of the policy before you purchase it. Many states do require insurers to allow a "10 day free look" after the policy has been delivered. The policy itself will be far more detailed than the summary, and containes all of the terms of coverage, including conditions, exceptions and exclusions.
Insurance is complex, and there is a great deal to recomment purchasing it through an agent rather than by mail or over the internet. There are some internet sites, however, that assist you in finding the most economical (inexpensive) premiums. However, cheaper is not always better. It is critical that the insurer have a solid track record of abiding by its obligations in honoring covered claims on a timely basis. When you contact the insurance regulator you can, and should, ask about the complaint ratio of the insurer and whether there have been regulatory actions taken against it. State Insurance Departments have oddices within the Department that handle consumer complaints/inquiries, so you should also ask to be connected to that area of the Department.
Liberty National life insurance offer not just life insurance, they offer term insurance, whole life insurance. They also offer supplemental health insurance.
Banner Life Insurance offer life insurance services. They offer Term Life Insurance which covers a person for a specific time and Universal Life Insurance which covers one for life.
The companies that offer the cheapest term life insurance in the US are Prudential Life Insurance and American Life Insurance. These companies can offer life insurance for pennies a day.
Allianz is a life insurance company. They offer fixed life insurance, but not term life insurance. They also offer fixed, fixed indexed, and variable annuities.
The insurance company Nationwide offers life insurance. They offer different types of life insurance, which include things like whole life insurance and term life insurance.
Yes Globe Life does offer life insurance and accidental insurance. They also offer child insurance and mortgage protection plan insurance. There's even an option for medical supplement income.
Liberty life does in fact offer medical insurance to those that are fifty five years or older. They also offer insurance to cover funeral cost or life insurance.
Contact a good agent, if they do not offer a policy they will know an agent that does.
There are many insurance companies that offer Whole of Life policies. At the current time More Than do not offer whole of life insurance policies instead they offer term insurance.
Prudential offers a variety of life insurance policies. Some of the different life insurance policies that they offer are Term Life Insurance, Universal Life Insurance, Variable Life Insurance&as well as Survivorship Life Insurance. bAlong with these different types of policies they also offer retirement planning, annuities and long term care insurance.
The services AXA life insurance offer is primarily insurance covering TPD, income insurance, life cover insurance and any insurance issues related to personal trauma.
Prudential Life Insurance offers several different type of life insurance, including term life insurance. They offer complete term insurance or supplemental term insurance that can be added on top of any other insurance you may have.
There are some examples of companies that offer life insurance as a type of insurance. One company that offers life insurance is Liberty Mutual. Another company that offers life insurance is MetLife.
Yes, they offer life insurance. You can get a free quote from their website by filling out a few items of information.
Companies in the US which offer both health insurance and life insurance are the US Health and Life Insurnce Company, RBC Insurance, Claria Life and Health Insurance Company, among others.
AIG offers life insurance, home insurance, health and business insurance. They even offer travel insurance.
Yes, they offer auto insurance, home and property insurance, life insurance, and retirement insurance plans.
A legitimate death certificate is what is needed to file a claim of life insurance.
There are many insurance companies nowadays that offer a variety of life insurance policies. Companies such as MetLife, State Farm, Prudential, Nationwide, Mutual of Omaha, Geico, and Wells Fargo offer life insurance policies.
There are a number of companies that offer non medical life insurance. One can get this service from 'Sun Life Financial', 'CAA', 'Fidelity Life Direct' and 'Life Insurance Canada'.
Yes alfa insurance does offer life insurance. They are one of many brands that offer this type of service country wide. So a careful search will help you consider what benefits you can reap from it.
There are many companies which offer home loan insurance. These include the ICICI Bank, HDFC Life and SBI Life. Another company to offer this insurance is HLIC.
Sun Life insurance offers only one type of insurance. Sun life offers only life insurance to there customers, but they also offer insurance of other life related sources such as Heath insurance in case one is to gain sickness or ailments for reasons.
AAA Life Insurance offers three main types of life insurance policy these include Whole Life insurance, Term Life Insurance and Universal Life Insurance.
Some Insurance companies that offer single premium whole life insurance are K&K Insurance, MetLife and Jackson National Life. Others are Mutual of Omaha or AXA Insurance.