many different ways to answer this question. I would go with the local laws and if the car is allowed on the street. In other words, if it's still running would you get pulled over for driving a unsafe car.
If the repairs cost more than the vehicle is worth, it is totaled.
The insurance company tells you.
The way they figure this out is by comparing the cost of repairs to the value of the car. If the cost is the same, or greater, the car is totaled.
If the car costs more to repair than its listed value, then it is defined as "totalled."
The insurance company.
If a car is "totalled" then it means that the cost of repairing the vehicle makes no financial sense to spend money on it so the insurance company give cash for the vehicle.
It is worth how much of it can be re-used
If it costs more to fix it than to replace it
only if the car was damaged to where it was declared totalled. Then you need to get a Salvage title and have the car inspected.
The insurance company pays you once all formalities are taken care of.
You can, but totaled means "not worth repairing". You will spend more money repairing a totaled car than you would buying a new one.
as soon as possible it isn't safe to drive around totalled cars.
My dad had one of the cars back in the 60's but totalled it in texarkana Texas
# Call the police and file a report # Call your insurance agent and file a report # Call a tow truck and have the car hauled away # Cry :(
Regardless of what any tv show or anything tells you a bent frame can be fixed as long as it is not totalled. The car will still work the same and be just as safe.