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SSL certificates are required by most merchant account services. An SSL certificate authenticates a website’s identity and encrypts the information visitors enter on a site (credit card information, passwords, etc.). Ultimately, it prevents thieves from “overhearing” any exchange between a website and another computer. When shopping online, determine if the website has an SSL certificate before making a purchase. If “https” is displayed before the site’s domain name (https://www.coolexample.com) and if you see a padlock icon, the site has an SSL certificate.
Wiki User
∙ 10y ago
Wiki User
∙ 13y agoThere are several important factors to consider when shopping online. First and foremost, you do not want to give your credit card to an online merchant who is not reputable. Therefore, you can look at their Web site before making a purchase and view several things that will prove whether or not they are legitimate.
Before you Buy
What is the site's performance? Does everything work or does it have broken links, slow downloads or poor HTML coding? Performance is critical because it tells you how well a Web site is put together, a big clue as to how much the merchant cares about their consumers.
Does the merchant have a legitimate return or refund policy? There should be a detailed explanation of how and when you can return items you purchase. A 100% satisfaction guarantee is a good sign, but it should be backed up with real details on how the guarantee is actually implemented.
Also, make sure the site has good usability. Is it appealing and easy to use? Understandability is key, and a reputable Web site needs to have good categories and listings. The navigation should be simple so you can easily get from one page to another, and everything should make sense.
Outstanding customer service is critical. Look for toll free phone numbers and easy-to-find contact links especially from the homepage. It is annoying to waste precious time searching for hard-to-find e-mail contacts. Online help, live chats and Question & Answer pages are a real plus. Potential customers need to be able to contact Web sites.
Security
Probably the most important thing you should research in an online merchant is their security level. Security indicates how safe your credit card information will be by using encryption and the SSL (secure socket layers) technology, the industry-standard method for protecting all Web communications. You can tell a site is secure for purchase by looking in the address / URL bar. It should look like this:https://... the "s" indicates secure
Legitimate merchants will work hard to employ obvious measures that will earn your trust. The delivery company a merchant uses is one big key. Look for fast, reputable shipping companies such as FedEx and UPS.
When checking out, make sure the Web site has comprehensive cart functions. That is to say make sure they add up your money correctly, and make sure they have ways you can delete or remove a purchase if you change your mind.
You should expect to get an order confirmation screenafter the purchase is complete. Print it for future reference. If there is an error during checkout, don't place the order again until you confirm that it didn't work, or you could end up with a double order. VeriSign, Trust Commerce, and BBBOnline Seals
If you see these seals showing up on the merchant's website, you should be able to click them and verify with that organization that the merchant is indeed registered. DO NOT TRUST SEALS unless they are clickable. Some merchants just paste in the graphic to lure you into thinking they are legitimate.
PayPal and Google Payment Options
If the merchant has an option to use your PayPal or Google payment account, this is a good sign that they are legitimate.
Virtual Credit Card Numbers
Some credit card issuers give you a way to generate a one-time-use credit card number. Using one of those is the very best way to protect yourself from fraud, and will mean you don't have to stress so much about having to find a "reputable" seller online.
Wiki User
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When was Trust Merchant Bank created?
Trust Merchant Bank was created in 2004.
Where can you obtain internet merchant accounts?
Paypal is an internet merchant account. You can also obtain internet merchant accounts through The Transaction Group, Merchant Group, and Merchant Plus.
Why does people don't use internet give four reasons?
They don't have a computer. They don't trust the internet. They don't know how to use the internet. They have no interest in technology.
What is the population of The Trust Bank?
The population of The Trust Bank is 2,010.
Should you trust the internet to download a game for the psp?
I dont know but i do all the time and it works
How can accept a payment by credit card?
To accept credit cards you will need what is called a merchant account. A merchant account is basically a relationship between you, the bank ans a merchant services company. There are 3 types of merchant accounts, Internet, Retail and wireless. Internet merchant accounts are obviously for internet stores. Retail merchant accounts are for business with a storefront were the customer pays you in person. Wireless merchant accounts are for business such as taxicabs, tradeshows, etc who process credit cards in person but not at a store or physical location.
How safe is it to open a merchant internet account?
The safety of opening a merchant internet account depends on a lot of different variable. However, on the whole, there is no significant evidence to prove that opening a merchant internet account is any more dangerous than opening any other finance related account.
Why can't you trust anything you read on the internet?
because you don't know who's posting the stuff you see
How does one set up internet merchant accounts?
To set up an internet merchant account, one must first go online. Then if you haven't already, research internet merchant reviews to find the one that best suits you. Once you find which internet merchant you wish to sign up for, then proceed to sign up. If you need help signing up, then click on the support tab of the link or if available, call the customer service hotline.
What are the benefits of an internet merchant account?
Internet merchant accounts are beneficial because they play a "middle man" between yourself and the bank, allowing online businesses to accept credit cards.
What are internet merchant accounts?
An Internet Merchant Account is a type of credit card processing account specifically geared to accept web based transactions in real timeAn Internet Merchant Account is a type of credit card processing account specifically geared to accept web based transactions in real time
What can one do with an internet merchant account?
An internet merchant account allows someone to be paid over the internet. This makes online businesses operate easier. It also allows people who sell on websites like eBay receive their payments.
