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You need to contact the debt company that is now responsible for collections and pay them (they will add on extra charges I am afraid but they now own the debt and you have no option but to pay these too).

If you now have the money to pay off the whole debt at once (rather than a small amount a week), then negotiate with them for a settlement figure (which will be less than what they are asking for - start by offering then 1/3 of what you owe.

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Q: How do you pay an overdue phone bill that has been turned into collections?
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