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How do you provide auto insurance for your minor child when he lives in another state and could be driving different vehicles?
In Ohio you have to have insurance to drive a car, even if you don't own a car. So you get an Insurance Bond, which allows you to drive any car. Sometimes this is even cheaper than say putting your minor child down as driving a car that you own and because of the type of car the insurance is high. Our daughter gets her bond through First Central Insurance, their phone number is: 937-866-5730 which is in Ohio but they may be able to help. The fee is $225.00 per half.
What else can I help you with?
Does your insurance policy follow you if driving someone elses car?
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.
Do you know there is a driving course around?
This information would be available at your local Department of Motor Vehicles. The procedures are different in every state. Many insurance companies offer a discount if you take a driving course.
Can insurance companies charge for a child who is eighteen but does not drive?
You don't need to have them on car insurance even if he is in the household, if he is not driving your vehicles.
Can anyone with insurance drive your car if it has business insurance?
No. Even if you have commercial insurance on your vehicles, you are still responsible for providing the insurance company with a list of drivers. If you do not notify them of the people driving the vehicles they can still deny coverage as you are not obeying the terms of the policy.
Whose auto insurance will cover you if driving another person?
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
Is vehicle insurance required for all motor powered vehicles in Arizona?
If you ever ride on the public roads you will need insurance. If you are only driving it on private property, then you do not need to get insurance.
What is mid and what does it stand for with insurance?
In insurance, "MID" stands for "Motor Insurance Database." It is a comprehensive database in the UK that contains information about all insured vehicles and their owners. The MID is used by law enforcement and insurance companies to verify the insurance status of vehicles, helping to reduce uninsured driving and improve road safety.
Why do you need to tell your insurance company that your teenager has a drivers license when you only have two cars and both are insured?
All persons who are going to be driving the "family' vehicles have to be on the policy. Insurance companies have a different criteria for insuring teenage drivers than they do for adults.
What are the rates offered for mercury car insurance?
Insurance rates vary for several different reasons. One being the type of auto that you are wanting to be insured. Another reason is what type of driving record do you have.
Is insurance for commercial vehicles higher than for private vehicles?
insurance for commerical vehicles is higher because of the fact they will be driven more frequently by multiple drivers. The driving distance could vary from short to long. The probabality of being in an accident is greater, as well as lawsuits.
How much does auto insurance cost for the average family per year?
For a married couple with two vehicles the average cost of auto insurance is $1600 per year. Factors such as the vehicles, area where the couple lives, and each individual's driving record can change the cost, as can the addition of driving children.
Is there any Texas driving safety course?
There are driving safety courses in Texas. The department of motor vehicles offers classes on driving. Most insurance companies offer driving safety courses as well.
