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Regardless of the circumstances a creditor or lender who desires to recover money owed by means of a judgment lien due process of law must be followed. The creditor must file a lawsuit in the state court of venue against the borrower. If the creditor wins the suit a judgment will be entered against the defendant debtor. Judgments can be used as wage garnishment, bank account levy, seizure and sale of non-exempt property, or liens against real property belonging to the debtor. Please be advised all states have specified types and amounts of real and personal property that can be exempted by the debtor from creditor action. The creditor should use caution before executing a judgment against any jointly owned property. This is especially true of marital property and assets in non-community property states where only one spouse is the debtor.

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18y ago
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15y ago

No. Unless you have furnished labor or materials to the contractor, you have no cause for a claim of lien. You will need to obtain a judgment against the contractor. If you are having a dispute with a contractor, I highly recommend the use of small claims court. Small claims is very inexpensive, and you do not need any legal experience or attorney to file your case. If your case is over the small claims jurisdictional limit in your area, you will need to see an attorney to pursue your case (look in the phone book for an attorney who gives "free consultations").D P.S. I was in a similar situation as you with a contractor. I used small claims, and won a small claims judgment plus court costs and service fees. Don't give up--go to small claims and get justice!

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15y ago

Unless you have furnished labor or materials to the contractor, you can't (in WA). The only way to secure payment is through the filing of a lawsuit. I suggest small claims court--it's fast, easy, inexpensive, and you don't need a lawyer. Because the small claims jurisdictional limit varies state to state, contact your local court for details. If small claims doesn't work out, look in the phone book for attorneys who give "free consultations."

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12y ago

First, you must file a suit in either small claims or district court. You will need to prove your claim. When you prove it, you will obtain a judgment against that company. Afte you obtain a judgment, you can have the judgment enforced and one of the ways you can enforce a judgment is to put a lien on non-exempt real property.

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15y ago

You would need to sue the contractor and obtain a court judgment.

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Q: How do you go about getting a lien on a contractor who has not paid their invoices?
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