answersLogoWhite

0


Best Answer

You can write the CRA's giving them the date the BK 13 was finished (discharged). You will also need to supply court info, or send copies of the final discharge papers.

User Avatar

Wiki User

8y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: How do you remove a Chapter 13 from your credit reports if it is not automatically removed?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Continue Learning about Finance

How do you get a bankruptcy removed from your credit history?

As far as I'm aware, it is removed automatically after 7 or 10 years from the filing date depending on which chapter you filed.Thanks for using Answers.com!


When you file chapter 7 bankruptcy do they check your credit reports?

yes, it will remain on your credit reports for 7 years


Is a Chapter 7 bankruptcy removed automatically from credit bureau reports after 10 years or is there something you have to do to have it removed?

It should be removed automatically, but sometimes the credit reporting agencies fail to remove it. If they leave it on there after 10 years, you can go to each credit reporting agency's webwsite and do a dispute form and they should remove it. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!


Can you get a chapter 13 bankruptcy removed from your credit report earlier than 7 years?

No.


How does one restore credit?

Credit restoration involves disputing your negative items listed on your credit reports to the credit bureaus. Under the Fair Credit Reporting Act, consumers can dispute anything on their credit report they believe to be inaccurate or erroneous. The credit bureaus then have 30 days to verify the item or it must be removed from your credit reports.

Related questions

How do you get a bankruptcy removed from your credit history?

As far as I'm aware, it is removed automatically after 7 or 10 years from the filing date depending on which chapter you filed.Thanks for using Answers.com!


When you file chapter 7 bankruptcy do they check your credit reports?

yes, it will remain on your credit reports for 7 years


Can repossessiond be removed from your credit?

It will stay on your credit reports for 7 years.


When a creditor is paid-off through a Chapter 13 Bankruptcy is the creditors information automatically removed from your credit history?

No. Sometimes it will be reported as "Included in Bankruptcy"


Is a Chapter 7 bankruptcy removed automatically from credit bureau reports after 10 years or is there something you have to do to have it removed?

It should be removed automatically, but sometimes the credit reporting agencies fail to remove it. If they leave it on there after 10 years, you can go to each credit reporting agency's webwsite and do a dispute form and they should remove it. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!


If one credit company deletes an inaccurate account from your credit report does it automatically get removed from all credit reports?

Absolutely not. You'll have to contact each credit bureau and challenge each account. It's frustrating, but it's worth keeping your credit score up and your history clean.


Does credit reporting agencies automatically send credit status reports to consumers each month?

yes true


Can a chapter 13 be removed 7 years after being involuntarily dismissed?

The answer is yes -- Chapter 13s are removed after 7 years in a credit file


How do get a discharged chapter 7 removed from your credt report?

You cannot get it removed from your credit report. It will be on your credit report for 10 years and it will affect your ability to get loans and other type of credit accounts.


How long in Texas does chapter 7 stay on records?

Bankruptcy can stay on your credit report for up to 10 years. I say "up to" because you can ask to have it removed and in some cases they may do so. After 10 years if it is not removed, you can demand that it be removed.


Can you get a chapter 13 bankruptcy removed from your credit report earlier than 7 years?

No.


How does one restore credit?

Credit restoration involves disputing your negative items listed on your credit reports to the credit bureaus. Under the Fair Credit Reporting Act, consumers can dispute anything on their credit report they believe to be inaccurate or erroneous. The credit bureaus then have 30 days to verify the item or it must be removed from your credit reports.