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How do you remove a bank lien from a vehicle title that the bank has written off as a total loss but the bank will not give you a letter to obtain a clear title in Michigan?
Wiki User
∙ 10y ago
"You will not get the lien taken off until you pay off the vehicle. The bank might have closed the account and have taken it as a loss but they never really lose it. One they will hold it until you make payment arrangements with them or two they will sell the lien to a debt collection agency then in which you will owe them the money. Either way you can't have something for nothing."
This is not always true. You can file a quiet title to clear all lienholders from the title. If the bank doesn't show up to court, the lien is wiped and you can request a new title. As per "you can't have something for nothing." remark made previously. Neither can the bank, especially when they already cleared it as a tax write off, for a charge off.
Wiki User
∙ 10y ago
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