Contact the department of Insurance or it's equivalent in your state. They will accept your reports and investigate the matter for you.
If you have Comprehensive coverage on your Auto Insurance Policy then you will be covered. A police report can be made at any time after the accident. Bare in mind that the most frequent fraudulent auto property claims are usually reported as having taken place in a parking lot with no witnesses while a household driver check reveals unlisted drivers. Insurance companies have learned that an insured is less likely to file a fraudulent insurance claim if they know that in doing so they will also have to file a fraudulent accident report with the police. If your insurer denied the claim it may be because they didn't believe you or it may be that your Insurance Policy contract requires the report be made. Many Insurers are now requesting police reports in a loss situation.
No. It is considered fraudulent.
to the branch manager
I believe they are.
The Kremlin ... good luck !
Any act committed with the intent to obtain a fraudulent outcome from an insurance process.
Yes he can but you must authorize it. If not, it is fraudulent.
It is up to the insurance company to seek damages, not you.
It is always best to inform your insurance company.If you are not at fault they can (if you have the right coverage) help negotiate with the other company, prevent the other insured from making fraudulent claims against you.ANDMost insurance companies require a report regardless and can cancel your policy if you don't.
Then the people will be charged with insurance fraud.
I would answer honestly. Any fraudulent answers may cause your insurance company to not pay any claims.
Yes, you do not need a police report to file a insurance claim.