File a motion to covert.
Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
What is Legal to file Chapter 13 on ?
is it safe to file for voluntary dismissal of chapter 13 bankruptcy
As an unknown individual at the Doney & Associates law firm surmised, "there is no real Chapter 20, but we bankruptcy attorneys amuse ourselves by proving that we can add." A Chapter 20 is when you file a Chapter 13 right after a Chapter 7. One reason some people do this is because you cannot stop a home foreclosure with a Chapter 7, but you cannot file a Chapter 13 if your unsecured debt exceeds a certain dollar amount. So, if someone's home is being foreclosed but their unsecured debt amount exceeds the limit for a Chapter 13, those persons may file a Chapter 7 and wipe out the unsecured debt, then file a Chapter 13 and stop the home foreclosure. Some Courts frown on Chapter 20's since they see it as an unfair manipulation of the bankruptcy code.
You can file a another 13 after 2 years have passed from the previous 13 filing date.
In GA Can you get your car back after a repossession if you file chapter 13 bankruptcy
You can file a chapter 13 bk, but NOT another chapter 7.
No, interest will continue. A court cannot alter a mortgage on the debtor's primary residence.
Yes. Any legal source of income, whether it could be attached by creditors or not, can form part of a Chapter 13. But you will have to make the payments on the Plan to get your discharge, so be sure you want to file a 13 instead of a 7. You can always convert to a 7 later, but it may be simpler, cheaper and less of a headache to file the 7.
If I file chapter 7 or 13 how long can I stay in my house?
YES, its called an AUTOMATIC STAY. ALL collection efforts must stop as soon as they are notified of your filing.
You can file bankruptcy again 7 years after the last time you filed.
No.