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No need, you can do it all online. All 3 reporting agencies are required to let you have a free one once per year. Just go to their respective sites. Just get experian, that's the biggest & they all share info, so they are bound to be the same anyway.

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Q: How do you write a letter to requesting a credit report?
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Where to get help correcting your credit report?

You may directly get help from any of the three major credit bureaus if you want to correct an entry in your credit report. Write one of them a letter with all the supporting documents for the correction attached to request for a correction. You may also write a letter to the company who supplied the wrong information that you are requesting for a correction with the credit bureau.


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You can do this by requesting a printed credit report. Then you have to contact the state tax office to resolve any issues or debt. If there is a debt, you must pay it. Then, write a letter to the credit bureaus stating you have paid the debt in full. Credit bureaus may take 30 days to respond.


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