Your parents status should have no effect on your ability to get insurance.
With a suspended insurance license, I would not because you will be breaking a law. With a suspended drivers license you can sell insurance.
You can definitely exclude your spouse from your auto insurance. They shouldn't be driving if their license is suspended so they don't need insurance.
Yes. No driver's licence is required.
Yes it does have to cover you
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
You can own a car, but without auto insurance you cannot ply on the road and the Police will confiscate your licence.
If your policy was still active, then it is covered, If you suspended? or rather cancelled your coverage. Then it is not covered. If you had taken your auto out of us and suspended your insurance than you will need to again restore your auto from non-use to use and notify your insurance company of the same before you start using your auto. You have not done this and hence even if you have valid insurance the insurance company is liable to pay only liablity - if any and not for damage to your own automobile.
Yes, all you need is your drivers licence or permit in order to get an auto insurance.
As long as you have auto insurance yes.
if you dont pay it and get suspended yes it will affect you insurance
Most insurance companies will specify that the driver must be 'road legal'. That means a valid driving licence for the vehicle must be held, an expired licence is not a 'valid' licence.
NO, It's just the opposite. An SR22 Filing does not Get your License Suspended, But rather "Failing to get the SR22 Filing from Your Auto Insurance Company" after a serious violation is what causes your license to get suspended.