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When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.

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Q: How does a credit check affect a credit score?
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Related questions

If you check your credit report will it decrease your score?

No, checking your own credit score is called a "soft inquiry" and will not affect your credit score. Only "hard inquiries" - those from potential lenders affect your score.


Does getting caught with Marijuana affect your credit check or score?

No not at all


Does it affect your credit score if you check it too often?

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Does looking at your credit score affect your score?

No, in fact Congress passed the Fair Credit Reporting Act a few years ago that allows you to check your score for free. Wouldn't that be a bummer if they dinged you for checking your score?


Does your age affect your credit score?

No, but your credit history accounts for about 15% of your credit score.


How can I check my credit score?

You can go to freecreditreport.com and check the credit score. By law you are allowed one free credit score look a year.


Does a business credit card affect credit score?

All loans and credit cards have an affect on your credit score. Failure to use your credit cards responsibly will reduce your credit score and increase your interest costs.


Where can I check my credit score online?

An excellent place to check your credit score online is myFICO, a website where you can check your FICO score as well as your credit report. Another website allows you to find out your Experian credit score.


How does an eviction affect your credit score?

The eviction will not necessary affect your credit score, but you owe money that will be the entry that will affect the score. The eviction is a public record, searchable from a database but the funds owned is what affect your credit score especially if it is turned to a collection agency.


Does the credit score of an authorized user on your credit card affect your credit score?

No, the credit score of the authorized user will not affect the main cardholders credit score but the authorized users score can be affected as you can see creditcardideas.com/blog/adding-an-authorized-user-to-increase-credit-scores


How can I check my credit score for free?

You can go on freecreditreport.com to check your credit score for free. It is easy!


Does your low credit score affect your new husbands credit?

No, your low credit score should not affect your husband's credit score, unless the lender/bank uses both your information for the loan. Credit score is based on each individual's information.