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How does a guardian of an incompetent person stop credit card companies from sending her more credit cards?
Wiki User
∙ 8y ago
As legal guardian a person is bound by the court to act in the best interest of the protectee. The best option is to contact the GAL or attorney who handled the case. If this is not possible you may write the company explaining the situation and citing the pertinent docket/court designations. Or contact the clerk of probate (or the court of jurisdiction) for further assistance.
If you are referring to unsolicited/pre-approved credit card offers, you can call the national Opt-Out number. This number is maintained by the FTC and will eventually put an end to pre-approved offers for credit. Call 1-888-5 OPTOUT or 1-888-567-8688. You want permanent opt out status.
Wiki User
∙ 8y ago
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What happens to credit card debt if someone gets dementia or alzheimers and does not have a guardian appointment or what happens if a guardian is appointed and will the credit card collection know?
power of attorney and executor\rixe of the estate could be the only legal 3rd party that a credit card company could speak to about this debt. Even though a person has been diagnosed with dementia or an illness such as Alzheimer's it does not invalidate the person's debts. The person with such an illness is not considered legally incompetent until a court has reviewed the evidence and pronounced the person to be incapable of managing his or her personal affairs. The short version is an incompetent person can be sued, but the suit will not be binding without there being a legally appointed guardian/conservator. The entire process is expensive and extremely complicated and it is best explained by an attorney who practices in the field. Most attorneys offer free or minimal fee consultations, referrals can be obtained from the state bar association or found on the ABA website, http://www.abanet.org
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