I assume that you are speaking of a property insurance claim involving a leak and subsequent damage caused by water damage. Property insurance is not made to cover maintenance of your property. The payment of the claim is determined by the cause of the initial damage and some other factors. One main thing to remember is that damage must be "sudden and accidental". Covered causes included fire, lightning, windstorm, weight of ice and snow, vehicle or airplane collision, theft, vandalism, etc. depending on your policy type and terms. A leak in the roof due to maintenance is not a covered cause and therefore not paid. If a storm blew a tree limb on the roof causing a hole then it is covered as well as damage from rain. You also have a requirement to mitigate the damage meaing that you have to do what you can to limit the damage as much as possible.
Yes, subject to your deductible. Call your claims rep.,
It depends on the termsof your insurance.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No, unless the gas leak caused your house to blow up.
Probably not. But talk to your insurance company.
only if engrish is ok
The short answer is maybe. If they do cover it, there will be some qualifications, and only a claims adjuster for your company can tell you for sure. Your leak will need to be inside the walls of your foundation. You don't have yard insurance, you have home insurance so a leak on your service line outside of the foundation will not be covered. Sorry, but on the bright side, if that is your leak problem, it is likely the least expensive kind of hidden underground leak to repair. If the leak is on the pressure side of your plumbing and the water under the house comes up through the slab and causes damage to your home or belongings, some portion of the work is very likely to be covered. If you do not have damage to the above slab portions of your home, and the leak is inside the walls of the foundation, you may still be in luck. When you call your adjuster, they may say that they will pay to find the leak, but not to repair the leak. Have no fear! This means that the company will likely pay for the leak detection, pay to remove the slab, and whatever fill stands in the way of repairing the pipe. The company will likely not pay for the actual cutting of the pipe, the pipe and fittings to repair the leak, and the labor to repair the pipe. Then they are likely to cover the cost of fixing your home back to the original shape it was in before the work was started. Only a claims adjuster can tell you for sure, and some companies may not cover any of this at all. If you have had a slab leak problem, please write and let us know how your experience was. Who is your insurance company, and was your leak a covered claim?
If you have a history of slab leaks, slab insurance may be the way to go. If your leaks are caused by earthquakes, then you may want to have the insurance, but it is not the most common, overall, for a slab leak to be caused by shifting/cracked slab. Your decision should be based on whether you think there is a good chance that a slab leak will happen again.
They poluted the environment.
No. It is not on the property.
http://firestonebpco.com/building-owners/report-a-leak/
Only your insurance agent can tell you. I would think not. It's like getting an oil leak on your car. You pay for that. If the leaf is the result of something falling on your roof I believe that would be an insurance issue.