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A regular playground wouldn't really matter to an insurance company. I feel like there may be more to the story than you are telling me. A trampoline is another matter entirely. Trampolines cause many serious injuries and often times neighbors come to the trampoline and get serious injuries. Pools are similar but as long as they have a fence and childproof lock insurance companies don't have a problem with them. This is probably because adults know not to let children swim without supervision. If you are running a daycare or some kind of neighborhood use of the play ground there may be risk.
What else can I help you with?
What is the importance of having a good mortgage insurance protection plan?
The best protection plan for a homeowner is to have mortgage insurance. The importance of having mortgage insurance is that when a homeowner passes away or becomes incapacitated, their loved ones will not have to sell the home or leave behind a huge debt for them to pay off.
What insurance companies will provide homeowner or condo insurance for a rental condo without having to insure your primary residence in my case rental insurance?
Your local insurance broker can answer your question.
What companies are known for having affordable homeowners insurance?
Owning a home can be a headache in its self; trying to find the most affordable homeowner insurance can become a migraine. But fear not, homeowner: Allstateagent, Progressive, and Geico have you covered. The three insurance companies listed above are the most trusted insurance companies known worldwide.
Can a person sue a homeowner after suing the home insurance company for the same accident?
Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.
How does having a pool affect homeowner?
Having a pool is a fun and time consuming attraction to have in your home. I can tell you that you will have to clean it often and keep a filter in it. Hope i was some help!
Can a loss of driving privileges for possession of marijuana when you are not in a vehicle affect your insurance?
Having your license in suspended status will affect the insurance, some will not even insure until the license is reinstated - but the reason it was suspended will not affect your insurance due to the fact that it was not a movingviolations.
Does a homeowner need liability insurance if their having remodeling done?
Your homeowners insurance does not provide coverage for hired workers. It is advisable that you ensure your contractor's doing the remodeling job for you have liability insurance in the event they damage your property or someone else's and appropriate medical coverage or workman's compensation for their workers.
Does homeowner insurance cover black mold?
Your homeowner's policy typically has what is called "all risk" coverage with specific exclusions. What is typically covered by your homeowner's policy is damage that occurs suddenly and accidentally. Since any kind of mold requires time to grow, it doesn't meet the "suddenly and accidentally" criteria. In addition, coverage for mold is usually listed in the exclusions of your homeowners insurance policy. Most likely, the reason for the specific exclusion is that mold can be prevented through proper construction, when using the proper materials and having proper ventilation. The only way I can see having mold removal covered by your insurance is if your home flooded and then it developed black mold before you were able to have the damage repaired. Review your homeowner's policy and talk to your insurance agent so you aren't in for any surprises should the unthinkable happen and you are faced with mold in your home.
Does a traffic ticket for having no eye protection on a motorcycle affect your insurance?
No. This is considered a non moving violation and will have no effect on your driver's license or insurance.
How does having insurance affect my credit score and can having insurance help build credit?
Having insurance does not directly impact your credit score. However, maintaining insurance coverage and making timely payments can demonstrate financial responsibility, which can indirectly benefit your credit score. Having insurance alone does not directly help build credit, but responsible management of insurance payments can contribute positively to your overall financial profile.
Will insurance cover joists falling off of main girder?
If you are having this construction done by a bonified contractor, then their insurance should cover any/all damages. If you, the homeowner, are doing the construction and someone gets hurt, your home hazard insurance policy should cover that. Your home policy most likely will not cover other damages.
Dose having a small kiln for ceramics in the garage or basement for a personal hobby affect homeowners insurance?
Yep. A lot of insurance companies will refuse to insure your home with a kiln in it.
