Yep. A lot of insurance companies will refuse to insure your home with a kiln in it.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Is this seems like an incomplete question. Homeowners policies typically have personal liability on them.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
No personal lines refers to personal property and casualty coverage like homeowners, renters, auto and personal umbrella coverage.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
No, Personal injury would be covered under your Medical Insurance.
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
The different types of insurance policies available under house insurance include homeowners insurance, renters insurance, and landlord insurance. Homeowners insurance covers the structure of the home and personal belongings, renters insurance covers personal belongings for tenants, and landlord insurance covers rental properties for property owners.
Personal possessions are usually covered on your homeowners or renters insurance policies.
Your master policy broker or your personal insurance carrier can answer your question specifically. There is no standard.
If you are speaking of insurance for the association and the common areas owner by the association, no; it would be a commercial property policy that is implicated. The condo dwellers themselves are in the private market. That being said, the policy form used for condo dwellers is sometimes different from that used by a single family home.