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If it is on your credit report, it's there to stay. It will take seven years to remove. You would need to go through the courts to get a ruling on a dispute like that, and afterwards it would still be difficult, but not impossible to remove from your record. At this point, you will probably suffer in your loan application, with it either being rejected, or you will need to pay much higher interest rates.

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โˆ™ 2005-11-29 18:16:11
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Q: How does information currently being disputed on your credit report affect your application for a loan?
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