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The amount of property damage / bodily injury that can be caused to others by the negligent operator (where liability coverage will kick in) is much lighter in case of motorcycles than a car, hence liability insurance for motorcycle is much cheaper.
The risk of physical damage in the even of collision is much higher for motorcycles (Small crash can easily cause a total loss.) Also comprehensive losses (example: theft) is much greater for motorcycles, hence cost of comp and collision in motorcycles is much higher, assuming other things (values, drivers, locations etc.) are the same.
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∙ 13y ago
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Can I compare motorcycle insurance online?
The best website that you can go to to compare insurance quotes for motorcycle insurance is Progressive Insurance's website. They will compare them for you.
If you have motorcycle insurance do you still need car insurance to drive your car?
Yes. motorcycle or bike insurance is different from car insurance. Motorcycle insurance can be used for bikes or motorcycles only, whereas car insurance can only be valid for cars. Thus, in case you have both the vehicles, under the Motor Vehicles Act, 1988, you have to buy the insurance for both your vehicles(car and bike) separately.
Will UIM coverage on my car cover me on my motorcycle if my motorcycle has a different insurance company?
I believe motorcycle insurance has it's own UIM and is separate from car insurance.
Is there online motorcycle insurance?
As with car insurance there are many insurance companies that provide online motorcycle insurace. Most companies have a free quote section on their website. It is always advisable to compare coverage and cost between several companies.
Where can I compare car insurance quotes?
You can compare car insurance at http://www.carinsurancequotescomparison.com/. Also many car insurance companies automatically compare their quotes with their competitors.
Where could one compare motorcycle insurance premiums?
One may compare motorcycle insurance premiums at a number of the top insurance companies websites. One such company is Progressive, which offers the ability to compare your savings with the savings of other top companies.
Can your dad's car insurance cover your motorcycle?
No, not that I have ever heard of. You need motorcycle insurance. Contact your insurance carrier.
What are some tips on Compare Motorcycle Insurance?
Some tips on Compare Motorcycle Insurance come in three steps: step one start one's quote, then one should collect different insurance providers to compare, and finally one should choose the best insurance which suits one's needs.
What products does the Direct Insurance Company offer?
The Direct Insurance Company offers cheap motorcycle and car insurance. They also offer rental and home insurance at the same good rates as their car and motorcycle insurance.
What is a good car insurance finder?
A good car insurance finder is Insurance Compare. This is a website that allows you to compare the prices and benefits of 2 or 3 car insurance companies.
If you ride someones motorcycle are you covered by your own car insurance?
car insurance does not cover motorcycles
What is cheaper motorcycle insurance or car insurance?
Motorcycle insurance is by far cheaper. The reason being if you hit another car with a car you can do some serious damage even kill people. Now if you hit a car on a motorcycle you will probably only kill yourself. Insurance companies could care less about the damage you do to yourself, so they charge less than car insurance.
