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One goes about calculating an annuity payment in a number of ways. First, one must determine the type of annuity. Second, one must find the option for payout. Then, one must determine the other details about the annuity and finally, factor in how the payment will be working in relation to the time frame of payment.

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Q: How does one go about calculating an annuity payment?
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How does one purchase annuity?

To purchase an annuity you need to go to an insurance or investment broker. They can be found at SunLife and ManuLife. The minimum annuity cost is $3,500.


What exactly are insurance annuities?

An insurance annuity is when a seller makes payments to a buyer for payment of one large amount of money. You usually would go through a bank to get this process going.


Where might one go online to get cash for a structured settlement payment plan?

John Hancock Structures offers a lump sum of cash in lieu of long term small annuity payments. The particulars will vary from state to state and the sort of annuity being converted/sold.


Where can I go online to find out how to go about getting cash for an annuity?

One popular source to go about getting cash for an annuity is Peachtree Financial Settlement funding, located at www.peachtreefinancial.com. This site here is just one of many that will buy your annuity for cash http://www.annuitytransfers.com/whychooseannuitytransfers.html. They are trustwrothy and honest.


Is there a difference between a life annuity and an insurance annuity?

There isn't a real difference between life annuity and an insurance annuity. Both are a form of life insurance and deal with the same issues. I would go with either one.


How does one go about buying annuity?

Buying an annuity can be done through a bank or through a private individual that owns one of these annuities. Simply put, a person simply needs to find one they can afford and then make a purchase.


Calculating Your Retirement?

In an uncertain economy and among investments that do not necessarily pay off when you need them, the fixed annuity is one of the best investments for the retail investor with little time to actively manage an investment portfolio. The fixed annuity can provide security for the rest of a lifetime, and if correctly used, even the benefactors of the annuity owner if the annuity owner passes on. Fixed annuities offer some of the best interest rates of any fixed investment, including certificates of deposit and money market accounts. The fixed annuity calculator is a tool to help plan for the future. Since all annuities earn an amount of interest based on a lump sum of money and the interest rate, the fixed annuity calculator can help investors to know exactly how much money they will need to save over a certain period of time. From that lump sum will come the payments which upon retirement, can help supplement or fully support a non working lifestyle. Because of the prevalence of the internet, there are fixed annuity calculators online. This complex calculation used to be the realm of accountants and investment bankers only, but because the information is actually standard across most fixed annuity plans, the online fixed annuity calculator can provide a quite precise calculation of how much money an investor would need to save at what interest rate to get back a certain amount upon payment of the annuity at its maturity. Simply go on to the web site, fill in the slots for principal payment, number of years to save money, and the interest rate of the annuity, and the annuity calculator will present you with the amount you will receive upon maturity. There are also calculators which work the opposite way; you can key in an annual or monthly stipend amount, and the calculator will tell you how long and how much you must save. One caveat to be remembered about the fixed annuity is the administrative payments that are taken out of the principal before interest is calculated. These vary from plan to plan and should be looked over before any investment deal is closed.


Your husband has an annuity with a joint survivorship what does this mean?

That means that if your husband predeceases you then the annuity payments would go to you as the survivor.


What are annuities?

There can be a few different definitions but in short as it applies to insurance or financial services: = Two Main Annuity Types: Immediate and Deferred = The difference between deferred and immediate annuities is just about what you'd think. With an Immediate Annuity your income payments start right away (technically, anytime within 12 months of purchase). You choose whether you want income guaranteed for a specific number of years or for your lifetime. The insurance company calculates the amount of each income payment based on your purchase amount and your life expectancy. A deferred annuity has two phases: the accumulation phase, where you let your money grow for a while, and the payout phase. During accumulation, your money grows tax-deferred until you take it out, either as a lump sum or as a series of payments. You decide when to take income from your annuity and therefore, when to pay the taxes. Gaining increased control over your taxes is one of the key benefits of annuities. The payout phase begins when you decide to take income from your annuity. For most people, this is during retirement. As your needs dictate, you can take partial withdrawals, completely cash-out (surrender) your annuity, or convert your deferred annuity into a stream of income payments (annuitization). This last option is essentially the same as buying an immediate annuity.


What is annuity definetion?

go to dictionary.com it is a fantastic website.


How do I get to the Aaron's lease payment website?

aaron lease payment


Are the contributions to an annuity tax deferred?

No. The money payments to a annuity plan when you purchase the annuity plan the amount that you pay for the plan is not tax deferred. The amount is after income tax funds. The earnings that go on inside of the annuity plan will be tax deferred until the time that you start taking distributions from the annuity plan.