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There are lots of factors used to calculate insurance rates. Some of the key ones associated with location: *Auto theft rates in that area *How far you are from work/school *Vehicles in the area, the higher the traffic volumes, the greater the risk *Weather patterns in the area. Hurricanes, tornados, hail storms, snow and flooding.

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Q: How does where you live affect your car insurance rates?
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What do you pay for car insurance?

While I do not live in Maine (I live in Florida) I pay $63 a month for car insurance on a Chrysler. Florida has pretty low insurance rates.


How can you get your car insurance to ignore your bad credit and lower your rates?

A bad credit rating will most always affect your car insurance rates. This is what car insurers call 'being at risk' - The best 'fix' to get lower car insurance rate is to improve your credit rating.


Coupe Car Insurance rates?

Ye, car insurance rates are available for coupes.


What type of traffic violations affect car insurance rates?

Speeding and the amount you were going over the limit can affect your car insurance rates. Some companies won't penalize you for getting a ticket if you have a clean record and some companies penalize for some tickets but not others. The best solution is to ask your specific company what violations affect their rates.


What causes car insurance rates to fluctuate so much?

Car insurance rates can fluctuate due to many factors. One of the factors is the particular insured driver's driving record or history. If one has had previous accidents, it would greatly affect the car insurance rate.


How high does New York rank on when it comes to car insurance rates in the nation?

New York is one of the highest cities with the highest car insurance rates. This is because it is very expensive to live in New York, especially in New York city therefore rates for car insurance are very high.


Do tickets affect my car insurance policy in Louisiana?

Unfortunately, these incidents will make your car insurance rates go up. How much will depend upon the type of driving offense.


How do Californian car insurance rates from others?

California car insurance rates are significantly higher than the national average. If a person is in the market for car insurance in California, it is best to compare rates offered by different insurance companies.


Where can one get good California car insurance rates?

One can get good California car insurance rates by comparing all of the insurance rates from different companies. By this way, one can truly get a good California car insurance rate.


Can I get lower car insurance rates with DUI if I live in a specific location?

There are ways to reduce your car insurance rates after a DUI. Some states have classes you can take to reduce your rates and there are other ways to reduce also. Perhaps Virginia is providing means of reducing rates that are not available in Michigan.


How does a change of address affect your car insurance?

In some states, your rates change if you move to another municipality within the state. The car insurance rates in Boston are more than in a small hill town such as Plainfield, Massachusetts. You should call an insurance agency for an accurate answer in your region.


Where can I compare car insurance rates online?

Geico.com and Insurance.com lets you compare car insurance rates. You can also go to Progressive.com to compare rates.