How good are dental plans?

Answer 1

== == == == == == To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network). Dental plan coverage is becoming increasingly popular because it provides uninsured individuals with a way to receive health care services at a substantial discount, says David Major, a spokesman for Meprime, an online provider. This type of plan is definitely fulfilling a big need. They are good to have. Very affordable with a lot of coverage. One must find the right plan for their family.