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Judgments are a matter of public record, anyone can have access to those records. Credit bureaus gather this information independently or obtain it from reporting agencies like Intelius.

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โˆ™ 2006-03-26 03:50:02
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Q: How is a judgment placed on someone's credit report?
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What is an outstanding judgment on a credit report?

An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.


How do you write a derogatory credit letter?

You would only be able to write a derogatory letter if you a creditor who reports to the credit bureaus. If someone owes you money, you can go to court and file a judgment. This would show up on someones credit report, showing 'you' as the plantiff and the debtor as filed against. The judgment would remain on a credit report until the judgment is paid or falls off the credit report in seven years.


Will a judgment be removed from a credit report if it is paid?

No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.


How is a civil judgment entered on a credit report?

Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.


Does a judgment appear on the judgment debtor's credit report?

Generally, yes


If your spouse has a judgment against them can it also be filed in the other spouse's credit report?

If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.


Can a landlord report a judgment against a tenant to the credit bureaus when he has the tenant's Social Security Number?

Yes, a landlord can report a judgment against a tenant. Often, the court will report the judgment to the credit bureau.


How do I find out about a judgment on my credit report?

you sould go to a local bank and ask for a credit report


How long does a satisfied judgment stay on your credit report WA?

A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.


How do you get an outstanding judgment placed on someone's credit report?

Placing JudgmentsFirst you need to win the judgment in court proceedings. Then with that paperwork, you can contact the credit reporting agency. With that judgment, you can also do a search of the person's assets (through the internet) and put a lien on the assets.Individuals do not report judgment awards to credit reporting bureaus that is done by independent agencies contracted by the credit bureaus.A judgment cannot be used to access a person's financial and personal information, that is done via discovery documents issued before the judgment is entered against the debtor/defendant.


How can you get an unpaid bill put on someones credit report?

Take them to court.


If an account was delinquent 8 years ago but the judgment is 2 years old should this be on your credit report?

A valid judgment will remain on a report for the required seven years. Keep in mind however, some judgments are renewable and can be placed back on the report at the time they are renewed.

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