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How is a judgment placed on someone's credit report?

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βˆ™ 2006-03-26 03:50:02

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Judgments are a matter of public record, anyone can have access to those records. Credit bureaus gather this information independently or obtain it from reporting agencies like Intelius.

2006-03-26 03:50:02
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Related Questions

What is an outstanding judgment on a credit report?

An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.


How do you write a derogatory credit letter?

You would only be able to write a derogatory letter if you a creditor who reports to the credit bureaus. If someone owes you money, you can go to court and file a judgment. This would show up on someones credit report, showing 'you' as the plantiff and the debtor as filed against. The judgment would remain on a credit report until the judgment is paid or falls off the credit report in seven years.


Will a judgment be removed from a credit report if it is paid?

No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.


How is a civil judgment entered on a credit report?

Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.


If your spouse has a judgment against them can it also be filed in the other spouse's credit report?

If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.


Can a landlord report a judgment against a tenant to the credit bureaus when he has the tenant's Social Security Number?

Yes, a landlord can report a judgment against a tenant. Often, the court will report the judgment to the credit bureau.


Does a judgment appear on the judgment debtor's credit report?

Generally, yes


How do I find out about a judgment on my credit report?

you sould go to a local bank and ask for a credit report


How long does a satisfied judgment stay on your credit report WA?

A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.


If an account was delinquent 8 years ago but the judgment is 2 years old should this be on your credit report?

A valid judgment will remain on a report for the required seven years. Keep in mind however, some judgments are renewable and can be placed back on the report at the time they are renewed.


How long does a judgment stay on a credit report?

Usually, a judgment stays on a credit report for at least seven years. If you work with an attorney, it might take less time.


How do you get an outstanding judgment placed on someone's credit report?

Placing JudgmentsFirst you need to win the judgment in court proceedings. Then with that paperwork, you can contact the credit reporting agency. With that judgment, you can also do a search of the person's assets (through the internet) and put a lien on the assets.Individuals do not report judgment awards to credit reporting bureaus that is done by independent agencies contracted by the credit bureaus.A judgment cannot be used to access a person's financial and personal information, that is done via discovery documents issued before the judgment is entered against the debtor/defendant.


What does it mean if a credit card company enters a judgment on you?

It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.


How can you remove judgments from your credit report?

The credit bureaus and the original creditor that filed the judgment are the only ones that can remove it. You can contact the original creditor and try to negotiate removal of the judgment upon payment. You can also dispute the judgment to the credit bureaus and they have 30 days to verify the judgment or it must be removed from your credit report.


What is the difference between a judgment and a lien on your credit report?

A judgment on your credit report conveys the decision of a court concerning a lawsuit. Amounts owed to the creditor are described in the judgment. A lien on a credit report expresses the legal right of one party to keep possession of property belonging to another party.


How can you get an unpaid bill put on someones credit report?

Take them to court.


How long does a judgment last in New Mexico?

A judgment stays on your credit report until it is satisfied or for 14 years. Sometimes it will stay on your credit report past 14 years.


Can a judgment be removed from your credit report?

Yes...once it is paid.


How long does a judgment stay on your credit report in Alabama?

A judgment stays on your credit report until it is satisfied or proven falls in a court of law. The only way to remove it is to pay it off.


How does the winning plaintiff have a judgment entered on the defendant's credit report?

Plaintiff's do not enter a judgment on the defendant/debtor's credit report. Private agencies research court records and report civil lawsuit judgments that have been entered against a debtor to the credit bureaus.


Can a civil judgment be removed from credit report?

AnswerIf it was true and accurate, no. maybeThat is often state dependant, but you should be able to have it removed once the debt is paid. If it is not paid yet, it is considered outstanding debt, and will stay on your credit report. No a valid judgment will remain 7 years or indefinitely if the judgment creditor chooses to renew it.If a judgment is paid or settled the entry will reflect such, but the judgment will still remain on the CR for a minimum of 7 years.YesOnly the court or the credit bureaus can remove judgments on your credit report. You can dispute anything on your credit report to the credit bureaus that you believe to be inaccurate or erroneous.


How long does a judgment stay on your credit report in Indiana?

Credit reports are national, not from state to state. A judgment will stay on your credit 7-10 years depending on the type of judgment regardless of what state you live in.


I have an eviction from 2001 how long will it show on my credit report?

The judgment should be removed from your credit report 7 years from the date it was entered.


How long does a judgment stay on your credit report in New Jersey?

How long does a civil judgement in New Jersey stay on your credit report?


If someone owes you money can you put a notice on their credit report of upcoming lawsuit even before judgment occurs?

If someone owes you money, you can not put a notice on their credit report of an upcoming lawsuit. A judgment must be entered in court, before it can be reported to a credit report.