Take them to court.
Yes, if you are the original creditor and you have an account with any of the three credit bureaus.
Yes ... the credit bureau only "sees" unpaid debt ... it does not determine who is owed or how the unpaid debt was incurred. You should be writing to the credit bureau's and explain the situation - they may drop the reported unpaid bill, but will not forgive the debt still owed ... that still needs to be paid back to the medical institution as soon as possible, as they are a business and rely upon money (income) to pay their bills and staff.
Yes, especially if the arrangement is with a debt collection agency and not the original company. That you're paying the bill is good, but the history of having trouble paying it and the bill going into collections will be reported on your credit history.
Absoutely! Any unpaid bill on your credit report will lower your credit rating, and can result in financial institutions refusing you loans, as well as credit card companies not approving you for any credit cards you may apply for. It will also result in your interest rate being raised on any you may already have. And there are some companies that, when you apply for a job with them, will not hire you if you have a poor credit rating. And, last but not least, it's the right thing to do.
Yes, the agreement includes their ability to sue you for unpaid bills.
How do I report an unpaid bill to a credit bureau?
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
Yes.
Yes, if you are the original creditor and you have an account with any of the three credit bureaus.
Yes.
I never heard of that, I know for sure that they can and will put it on your credit report.
Write a letter to the credit agency. I will warn you that getting things changed on the credit report is hard. They often don't do it even after several attempts.
If the bill belongs to a minor, it will most likely be put on the credit report of the responsible party, which would be one of the parents, or the legal guardian of the minor at the time the debt was accrued.
A hospital bill can stay on your credit report from 7-10 years. You can learn alot more by getting a credit report from Transunion, Experian or Equifax. You are entitled to one free credit report a year. You can go to annualcreditreport.com and get your free credit report their. It is very important to know what is on your credit report.
Yes, they can. But, usually it can be removed by the credit bureau once its proven to be a duplicate entry of the same debt.
YES! You don't have to have credit established before something bad goes on there. Anything, good or bad, that has to do with credit will show up.
Charge offs and most other defaulted debts are expunged (or should be) from a credit report seven years after the DLA.