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Should you pay off your 3 year old phone bill that shows up on your credit report from the credit bureau?
Wiki User
∙ 12y ago
Absoutely! Any unpaid bill on your credit report will lower your credit rating, and can result in financial institutions refusing you loans, as well as credit card companies not approving you for any credit cards you may apply for. It will also result in your interest rate being raised on any you may already have. And there are some companies that, when you apply for a job with them, will not hire you if you have a poor credit rating.
And, last but not least, it's the right thing to do.
Wiki User
∙ 12y ago
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Can you get a free credit report by contacting the credit bureau?
Yes. Each credit bureau will allow one free credit report per year. You can access these by phone, written request through mail, or online at each credit bureau's website.
Where do you send information for your credit report for the 3 credit bureaus?
In the back of your credit report there is a listing of addresses and phone numbers for each credit bureau.
Where can a free copy of a recent credit score be obtained?
A person can get a free copy of their credit report score from Annual Credit Report. A person can request that information by phone or by letter, which should arrive within two weeks.
How do you get addresses for credit cards for bankruptcy?
Get a copy of all three credit reports. The addresses and/or phone numbers of all your creditors should be listed on the report. You should also include the addresses listed on your statements so that in case your credit report has an error your creditor will still get notice of your bankruptcy.
Where can one get a copy of a credit report with the score?
You can obtain a credit report with the score from a number of credit agencies such as Experian. These can be either ordered in writing, on the phone or online.
Can you get a free credit report by contacting the credit bureau?
Yes. Each credit bureau will allow one free credit report per year. You can access these by phone, written request through mail, or online at each credit bureau's website.
Where do you send information for your credit report for the 3 credit bureaus?
In the back of your credit report there is a listing of addresses and phone numbers for each credit bureau.
What is an anthem report?
An Anthem Report is a instant, merged credit report on a borrower who has a thin or no credit file, the Anthem Report first utilizes any available bureau data as a baseline. It then supplements any bureau data with non-traditional credit data, such as rent payments, utility bills and phone bills. The result is a fully compliant nontraditional credit report that is accepted wherever alternative credit data is honored.
Do cell phones show on your credit right away after you sign the contract?
No. Cell phone companies do not report monthly payments to the credit bureau. They only check your credit for worthiness.
How do you contact old debt collectors to clear your name and pay outstanding bills?
If you have a copy of your credit report the creditor's last known phone number and/or address should be listed. If it is not you can contact the credit bureau that it is reported with and they can try to get you that info. Otherwise, dispute it with the credit bureau. If they can't verify the information they will delete it. Good luck.
Should you pay a phone bill that is eight years old and a collections agency is trying to collect?
== == Make sure that you get your most recent credit report. You can go to AnnualCreditReport.com, and pull a three bureau credit report for free. Once you have your report check to see what the Date of Last Activity is on that collection account. This will determine if you have a collection that is older then the statue of limitation.
When does sallie Mae report your delinquent bill to the credit bureau?
They told me over the phone on two different occasions 90 days....but I find that hard to believe
Should a cell phone account show up on your credit report?
Only if you request it with that cellular company. Be aware that not all cell phone companies have the permission to report with the bureaus. Wanda Improve Credit, LLC
What do you do when denied credit but you are unable to obtain your free credit report from the reporting bureau because of an automated phone system?
In some cases you may obtain a copy of your report online. If that is not an option you can request your report through the mail. Please consult the individual websites for addresses and information................... www.Equifax.com...www.Experian.com...www.TransUnion.com
What is the phone number for TRW credit bureau?
TRW is now Experian.
Where can a free copy of a recent credit score be obtained?
A person can get a free copy of their credit report score from Annual Credit Report. A person can request that information by phone or by letter, which should arrive within two weeks.
How do I report fraud to the credit reporting bureau?
You will need to contact them directly by phone, in writing, or via their website. You will also have to contact all 3 major bureau's if there has been fraud commited on you they can then note it to your credit report. You must report them to the three separate bureaus that make up credit scoring. Call Equifax (fraud line): 800-525-6285, Experian (fraud line): 888-397-3742, and TransUnion (fraud line): 800-680-7289
