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You home owners liability insurance should cover it.
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
If paid in advance (as most insurance policies are) the insurance is good until the day it expires whether the purchaser is still alive or not. The bigger question is; does his sister have the legal right to use the deceased's vehicle? Unless she is a co-owner of the vehicle it becomes the property of the deceased's estate and falls under the control of the Executor of the estate.
Physical damage coverage on an auto policy says that the insurance company has the option of paying to repair, replace, or pay the actual cash value of the vehicle. In the case where the damage to a vehicle's cost to repair is more than the ACV of the vehicle the vehicle is totalled and the company will pay the ACV of the vehicle. Sometimes when you buy a new vehicle without much or any downpayment you quickly get "upside down" in the loan. As the value of the car depreciates, the loan balance doesn't fall nearly as fast. For the first couple of years you owe more than the value of the vehicle. The insurance company has nothing to do with auto loan. GAP insurance was created to cover the difference in the ACV of the vehicle and the loan payoff. You can buy GAP insurance from the finance company or bank that financed the vehicle or from your insurance company. Purchasing from the insurance is much less expensive and you can drop the coverage once the loan balance falls below the value of the vehicle.
No, as long as the vehicle is not driven. But if something happens such as a tree falls on it, you would have to pay for the damages out of your own pocket.
Yes
It falls to the ground because of Earth's gravitational pull possibly hurting or damaging something or someone below.
Sure, if the roof falls on it, or there's a fire. But it won't cover anything that happens on the road. Check in with your insurance agent. Most homeowner policies exclude damage of any kind to automobiles.
Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.
No, Homeowners insurance does not cover vehicles, That's what Auto Insurance is for.. It does not matter where the vehicle was parked.If a tree falls on your car or your car is struck by lightning, hail damaged or whatever, makes no difference. When you purchase your auto Insurance you have the option to buy liability or full coverage. Any damage to your vehicle would have to be filed against your auto insurance policy.AnswerShould be. Same thing if a tree fall on it. no coverage from your home policy.