You have 1 Year after a minor accident to have a claim
An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.
The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long as it takes someone in the coverage dpt to determine that there was coverage on the date of loss). However, if the insurance was lapsed on the day of the accident, this will, of course, cause there to be no coverage for the accident.
Yes you can still file a claim with your insurance hopefully you got the other persons info so ythat you can pass it on to your adjuster.
You can file a claim up to a year after your accident. It is best to do it right away and not wait as this can weaken your claim and cause other issues.
yes yes
The same as any other accident. If you have damages you submit a claim. If you have no damages then there is nothing to claim.
The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.
The other party can still file a claim with your insurance company, but it is highly unlikely that the Police would get involved at this point. Depending on what state you are in, the other party has years to file that claim. If the accident was that minor and they haven't reported it by now, they probably never will.
Probably not. If the other driver doesn't have any damage and didn't take any information from you then you are left with the damage to your car and you can decide to live with that or make a claim on your own insurance policy for that damage, if you have collision coverage. If you damage is minor I would probably not make a claim on your policy.
While it is often common practice for drivers not to report minor accidents to their insurors, when/if another driver DOES report such an incident you have a contractural obligation to your insurance company to disclose the details of the accident when they ask. Reason being: They might wind up having to pay for the the other party's damage and they need to know if their claim is justified, or not.
Yes, you can. If she was in fault for the accident and you been hurt or injured you can make a claim and other passengers too.
everything it was your fault