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You have 1 Year after a minor accident to have a claim

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16y ago

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How quickly should an auto accident claim be filed?

An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.


If the insurance policy lapses after a claim has been submitted for a minor accident will it affect the claim processing?

The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long as it takes someone in the coverage dpt to determine that there was coverage on the date of loss). However, if the insurance was lapsed on the day of the accident, this will, of course, cause there to be no coverage for the accident.


If there was a minor accident and no police report was filed can an insurance claim still be made after the fact?

Yes you can still file a claim with your insurance hopefully you got the other persons info so ythat you can pass it on to your adjuster.


How long after an accident can you file a claim in California?

You can file a claim up to a year after your accident. It is best to do it right away and not wait as this can weaken your claim and cause other issues.


Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?

yes yes


What to do when you get rear ended?

The same as any other accident. If you have damages you submit a claim. If you have no damages then there is nothing to claim.


What is the first step for filing a motor accident claim?

The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.


What happens if you rear end someone and there was very little damage and the accident was not reported to the insurance company or police dept can the other party still press charges one month after?

The other party can still file a claim with your insurance company, but it is highly unlikely that the Police would get involved at this point. Depending on what state you are in, the other party has years to file that claim. If the accident was that minor and they haven't reported it by now, they probably never will.


Can anything come out of being at fault in a minor accident with only little damage to your car and no damage to the other car and no information was asked by the other driver?

Probably not. If the other driver doesn't have any damage and didn't take any information from you then you are left with the damage to your car and you can decide to live with that or make a claim on your own insurance policy for that damage, if you have collision coverage. If you damage is minor I would probably not make a claim on your policy.


What if you have had a minor accident in a supermarket car park you do not tell your insurance but the other party does then there insurance asks for your details do you have to give them?

While it is often common practice for drivers not to report minor accidents to their insurors, when/if another driver DOES report such an incident you have a contractural obligation to your insurance company to disclose the details of the accident when they ask. Reason being: They might wind up having to pay for the the other party's damage and they need to know if their claim is justified, or not.


Can you claim bodily injury in mothers vehicle?

Yes, you can. If she was in fault for the accident and you been hurt or injured you can make a claim and other passengers too.


In a minor rear-end accident that was your fault your car has no damage but the other's does what do you have to pay?

everything it was your fault