Debts do not "expire" unless the creditor cancels the debt and remits a 1099C to the debtor. There are statute of limitations for debts that are established by the laws of the debtors state which prevent a creditor from filing a civil suit to collect the debt owed. Negative credit information remains on a credit report for seven years from the DLA, (an exception could be a valid recorded judgment).
You must contact your credit company. You very well may be suffering from fraud.
no
contact the lending institution and offer to make partial payment in exchange for the title.
www.monarchcreditrepair.com or www.judgmentmaster.com
The only way it will clear is after 7 years it will be taken off. If it has been past that time frame then you need to contact the credit burea or the company that repossesed the ca. Do not pay anyone to do this; it is not possible for anyone to do so.
as long as it remains a part of your credit report, 7 years.
It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.
All inquiries stay on for 2 years
Thomas Cook used to be a credit card company years ago. Thomas Cook no longer provide any credit cards they were bought out and merged with another company.
If it has been 19 years and something is still showing on a credit report, you can request to have it removed. Contact the three credit reporting bureaus and ask all of them to remove it for you.
if you have not had contact with the company for 6 years no
You will have to contact the company