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What is the statute of limitations for reporting bankruptcy to credit agencies?
Wiki User
∙ 15y ago
Credit Agencies generate their own data, using others records. They may provide their findings, using whatever parameters the requester wants.
A BK, being a Federal Court proceeding is a matter of public record for just about forever, to whomever wants to look.
Some credit reports are only requested with a look back of a few years, or for certain types of things - like only revolving credit accounts, or judgements. However, most standard credit reports use parameters that include most all items of record, (sometimes even criminal things), and a bankruptcy is normally included for 10 years and other things for 7 years.
Wiki User
∙ 15y ago
Wiki User
∙ 14y ago10 years from the discharge date
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