A company can continue to hound you for their money until the debt is satisfied or until you retain an attorney for bankruptcy.
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The date of last activity for a settled credit card debt is the date that the settlement check cleared your financial institution and was posted to that credit card account. As the account was settled, there would be no more activity on that account. I hope that you have a letter from the agency offering the settlement. Without a letter stating the amount of the settlement, you may have just made a big payment on the debt and someone else will be hounding you for the balance.
Not successfully. The store may have a valid reason for checking your credit before offering you a loan, a credit card, or some other benefit.
In the US, any business offering a car loan will do some type of credit check. Though there are lenders who specialize in lending to those with poor credit, they will still perform a credit check before issuing a loan.
Late payments will do it, so will missed payments. Exceeding your credit limit without authority and increasing your credit limit without paying off your existing balance will all affect your credit score. Managing credit responsibly means paying off your balance before using the facility again, and making the repayments in plenty of time for them to be credited to your account.
Yes, a person without a job can cosign on a car loan. However, the person must have great credit before they can cosign.
Yes you can transfer a credit card without a job..................vcklhjhiughjkghgja
Unsecured credit cards do not imply any deposit before you can start using them. In other words, the bank looks through your credit history and entrusts a certain amount of credit to you, being sure that you will pay it back, without leaving any security deposit.
You do not have to necessarily get credit counseling before you can file for bankruptcy.
Transfer your money to another credit card.
save up
Any business that you have dealings with can "Pull" a credit report. I would think that they would do so before allowing you to get into debt. But if they do it after it is still legal.