You should add immediately but if you have an existing policy, you do have 30 days to add the vehicle but under the same coverage you currently have. For example if you currently insure an old vehicle with liability only and you go purchase a brand new vehicle it would be covered immediately but just with the liability only. You would want full coverage on a new vehicle.
You need insurance on a new car BEFORE you even drive it off the lot. Get a quote before purchasing the vehicle and have it saved by your agent. Then the day you purchase the vehicle, have the VIN in hand, and purchase the insurance before picking up the vehicle.
No you can't. I'm having the same problem! In Michigan the Secretary of State requires a vehicle to be insured before you can register it but my insurance company requires the vehicle be registered in my name before they will insure it!
The registered owner of the vehicle can, the driver of the vehicle (as long as they have no ownership interest) can not. Right ticket, wrong recipient.
No, you can get a commercial policy for a commercial vehicle. If it's for a company you work for, I would make sure they had proper insurance before you drove the vehicle.
If you buy it from a dealer, you won't leave that lot without insurance on the vehicle. Legally, that vehicle needs to be insured before you drive it on any public roadway, regardless of if you buy from a dealership or a private seller.
Short-term insurance is useful for those not needing a vehicle long-term such as for business, vacation, or a borrowed vehicle. Some people use it when first purchasing a vehicle as insurance is needed for registration.
In the UK, yes. So long as the driver has insurance.
As long as you have a license. The insurance follows the vehicle, not the driver.
You may not get the suggested retail value for your vehicle. However, this depends on who you sell it to. When making an auto insurance claim, you will get what the insurance company thinks the value of the vehicle is before the accident.
You have to have insurance to obtain your tags. As long as you are not driving the vehicle you do not have to have insurance unless you have a lien or are worried about damage to the vehicle.
If you already have insurance and trade in your car you have 10 days to notify your insurance company or your new car will not be covered.
Test driving a vehicle with the salesperson in the vehicle. They should put a dealers tag on the vehicle before you left the lot. It will fall into the dealerships insurance policy.