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Q: How long do you have to be off to collect short term disability insurance?
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Can you collect on a life insurance policy if you have a long term disability before death?

Not specifically for a long term disability, but you can collect if you have a terminal illness.


Where to go to find out about short term disability?

An independent insurance agent expert in disability insurance can help with short-term disability or long-term disability.Look for a disabilitycenter on Google.


What happens to your health insurance once short term disability runs out?

Health insurance and disability insurance (short or long-term) do not affect eachother. While health insurance pays for medical expenses reimbursement, disability insurance pays to replace your income lost due to healthconditions.


If you were diagnosed with MS on Nov 9 2007 and you have been on disability since and your employer has terminated you can you still collect disability?

If you had active coverage under your group short-term disability or long-term disability plan on November 9, 2007, then you may be eligible for benefits. You will have to find out what insurance company handled your disability benefits during that period of time, and then follow-up with them. Whether you are actually eligible for benefits will depend on the contract your employer had/has with this insurance company. Some contracts have late filing penalties, some have clauses regarding termination of employment, etc. Long story short - call that insurance company. You may be eligible for disability benefits.


Can you collect disability if you are have schizophrenia?

Yes, if your disability insurance policy covers mental/nervous illnesses.Most disability insurance policies have a 2 years benefit period limitation on mental/nervous disabilities. Ask your agent if your policy covers these illnesses, and for how long.


Purchase Disability Insurance?

form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_


If a insurance company pays for Temporary disability are they liable to pay for long term disability?

Not necessarily. Temporary disability benefits are typically paid for short periods of time while an individual is recovering from an injury or illness. Long-term disability benefits may be a separate coverage with different eligibility criteria and coverage terms. It is possible for an insurance company to offer short-term and long-term disability insurance as separate policies.


How long can you collect disability?

People can collect disability for as long as they are considered disabled. If someone is receiving and afraid of losing benefits they should speak with their local SSI about it.


If your company does not offer maternity leave can you collect disability?

Short term disability will cover your maternity leave if you purchased a policy before getting pregnant. Social security disability will not cover maternity leave, nor will most long term disability policies.


How long do you qualify for disability for pregnancy?

Short Term Disability Insurance pays a 6 week benefit for vaginal delivery, and an 8 week benefit for c-section delivery.


Where could one find a lawyer to assist with a long term disability insurance claim?

One can find a lawyer to assist in long term disability insurance claim in the phone book under lawyers. The lawyers often dealing with long term disability insurance will help you get paid when you have a disability.


Is long term care insurance the same as long term disability insurance?

No, long term care insurance is designed to cover the costs of medical and personal care for individuals who need assistance with daily activities due to aging, illness, or disability. Long term disability insurance, on the other hand, provides income replacement if you are unable to work due to a disability.