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Insurance companies are notrmally very specific about what they will and will not cover, the policy may only cover short term temporary disability - this does not mean the insurer has any obligations for longer term payouts, you need to read the policy carefully and if still unsure then ruing the insurere or broker that sold you the insurance

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14y ago
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1w ago

Not necessarily. Temporary disability benefits are typically paid for short periods of time while an individual is recovering from an injury or illness. Long-term disability benefits may be a separate coverage with different eligibility criteria and coverage terms. It is possible for an insurance company to offer short-term and long-term disability insurance as separate policies.

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Q: If a insurance company pays for Temporary disability are they liable to pay for long term disability?
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Related questions

Is the insurance company liable to replace a stolen car with only liability insurance?

If you only carry liability insurance, that is all that the insurance company is liable for in this state.


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The driver who hit the pedestrian is liable, not their insurance company. The drivers insurance company will normally be responsible for payment of valid claims up to the policy limits for which the their insured driver is found liable.


If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?

The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.


If your car is hit and you have no insurance is the other person liable for damages?

If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.


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No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.


Since my employer made a mistake in calculating my income for the group short term disability insurance company even though I questioned the amount who is liable for the overpayment?

Sounds like he would be. Good luck duking it out with him.


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If the vehicle is not properly registered the insurance company is not liable. Unless at the time the "temporary tag" was valid. I used to work as an attorney for Liberty Mutual. In California, whether or not a car is currently registered is not relevant to the insurance coverage. The insurance company is still on the hook, even if the registration has expired at some point after the insurance company issued its policy.


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If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.


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Not usually. It sounds like the insurance company was a victim of fraud.


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If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.


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If the title, registration, and insurance are still all in your name, you (or your insurance company) would be responsible.


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