You do not have to be unemployed to file for chapter 7 or any bankruptcy.
If it is a Chapter 7 Bankruptcy, you have to wait 8 years before you can file it again.
When you file for bankrupt, you can wait for 2 years before u can buy a house.
8 years between discharge of bankruptcy to re-file.
the answer is yes, Yes mother and daughter can file bankruptcy jointly and also you and your husband will file bankruptcy jointly is still accepted as long as its not same sex marriage.
You can file bankruptcy again 7 years after the last time you filed.
You have to wait 8 years before you can file Chapter 7 again. (Before the new bankruptcy law passed in 2005, you could file every six years.) For Chapter 13 reorganization, you can file more often than that, but you can't have more than one case open at the same time.
Your ability to file BK is not effected.
can you stop wage garnishment from your wages if you file bankruptcy
In order to file for bankruptcy a person will need to hire an attorney or lawyer. Bankruptcy has long term financial consequences for the person so a competent attorney should be hired.
Bankruptcy is Federal jurisdiction, therefore, the state has nothing to do with it. Usually, when you file bankruptcy, you cannot file for another 7 years, Period. No matter which state you live in.